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502 River Rd, Loudon, TN 37774 Property Records

Loudon County property record for 502 River Rd, Loudon, TN 37774

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,712 sqft · built 2024
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (May 2024)
Tax Bill$2,162 (2025)
Deeds & MortgagesJan 2026 Mortgage
Nov 2023 Sale
Flood ZoneZone X (minimal risk)
APN040-045.00

Property Details

APN / Parcel Number

Primary APN040-045.00
Alternative APNs
  • 040 04500 000040
  • 0104004004500
  • 053040 04500

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,712 sqft Living Area
Gross Area3,020 sqft
1st Floor Area1,686 sqft
Upper Floors Area1,026 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleL-Shape
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions150 ft deep x 151 ft wide
TerrainLow
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area186 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address502 RIVER RD
CityLOUDON
StateTN
Zip37774-5578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1S
Legal Description01 044 044 00800 000 130/151 X 150/150
JurisdictionLOUDON TN
Township / Civil Division1
Census Block Group1
Census Block1033
Census Tract60600

Owner

Source: Loudon County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address502 RIVER RD, LOUDON, TN 37774-5578
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 21, 2023Warranty Deed, Transfer
SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2024 · Amount on Record
Deed SaleMay 15, 2024 · Amount on Record
Prior SaleNov 21, 2023 · Amount on Record
Deed Document Number20243882
Deed Book / Page473 / 482
Transfer Doc00D336/350
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Property Address502 RIVER RD, LOUDON, TN 37774-5578
Transaction TypeMortgage
Record UpdatedJan 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 RIVER RD, LOUDON, TN 37774-5578

Mortgage

Document Number0T1775/742
DateJan 22, 2026
Book PageT1775/742
Instrument26000642
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueFeb 1, 2054

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateNov 21, 2023
Property Address502 RIVER RD, LOUDON, TN 37774
Document Number00D468/206
Book / PageD468 / 206
Instrument DateNov 21, 2023
Instrument23010538
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanySOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT

Transaction

AmountAmount Recorded
Tax$111.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12012 RIVANNA LN, KNOXVILLE, TN 37922-6655

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
MunicipalityLoudon City
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,162.00 (+145.68%)$73,100 (+46.93%) Land $6,800 Building $66,300$292,400 (+208.11%) Land $27,200 Building $265,200
2024$880.00 (+238.46%)$49,750 (+109.69%) Land $6,800 Building $42,950
2023$23,725 (-) Land $6,800 Building $16,925
2022$260.00$23,725 Land $6,800 Building $16,925$94,900 (-67.54%) Land $27,200 Building $67,700
2021$292,400 Land $27,200 Building $265,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDON UTILITIES BOARD
serves 16,047 people · EPA ID TN0000409
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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