Loudon County property record for 417 River Rd, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,272 sqft · built 2009 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $620,000 (Feb 2023) |
| Tax Bill | $3,486 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040D-A-015.00 |
| Primary APN | 040D-A-015.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,272 sqft Living Area |
| Gross Area | 5,376 sqft |
| 1st Floor Area | 2,552 sqft |
| Basement Area | 1,944 sqft |
| Finished Basement | 1,720 sqft |
| Unfinished Basement | 224 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,946 sqft (0.94 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 880 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 368 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 417 RIVER RD |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-5671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1S |
| Legal Description | 01 044B C 044B 00401 000 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 60600 |
Source: Loudon County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 RIVER RD, LOUDON, TN 37774-5671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 22, 2022 | Warranty Deed, Transfer · Commercial Mortgage CENTER STREET LENDING CORP |
| Feb 26, 2021 | Deed of Trust, Mortgage · Commercial Mortgage WILLIAM E LINDSEY |
| Mar 14, 2020 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2023 · Amount on Record |
| Deed Sale | Feb 28, 2023 · Amount on Record |
| Prior Sale | Jul 22, 2022 · Amount on Record |
| Deed Document Number | 20231705 |
| Deed Book / Page | 458 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Feb 28, 2023 |
| Property Address | 417 RIVER RD, LOUDON, TN 37774-5671 |
| Document Number | 00D458/235 |
| Book / Page | D458 / 235 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 23001705 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | TITLE GROUP OF TENNESSEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,294.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 RIVER RD, LOUDON, TN 37774-5671 |
| Document Number | 0023001706 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 23001706 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Jul 22, 2022 |
| Property Address | 417 RIVER RD, LOUDON, TN 37774-5671 |
| Document Number | 0D0451/385 |
| Book / Page | D0451 / 385 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 22008702 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | INDEPENDENCE ESCROW INC, INDEPENDENCE T&E SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 RIVER RD, LOUDON, TN 37774-5671 |
| Document Number | 0022008703 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 22008703 |
| Name | CENTER STREET LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 417 RIVER RD, LOUDON, TN 37774-5671 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | T1512/503 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | T1512/503 |
| Instrument | 21002461 |
| Name | WILLIAM E LINDSEY |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 417 RIVER RD, LOUDON, TN 37774-5671 |
| Document Number | 0000003911 |
| Instrument Date | Mar 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 417 RIVER RD LOUDON TN 377745671, LOUDON, TN 37774-5671 |
| Document Number | 0000003911 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 001455/000110 |
| Instrument | 3911 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 29, 2060 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 417 RIVER RD, LOUDON, TN 37774-5671 |
| Document Number | 0000000736 |
| Instrument Date | Jan 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 417 RIVER RD LOUDON TN 377745671, LOUDON, TN 37774-5671 |
| Document Number | 0000000736 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 001396/000111 |
| Instrument | 736 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2049 |
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,486.00 (+67.27%) | $117,825 (-) Land $6,350 Building $111,475 | $471,300 (+23.02%) Land $25,400 Building $445,900 |
| 2024 | $2,084.00 (+98.1%) | $117,825 (-) Land $6,350 Building $111,475 | |
| 2023 | $117,825 (+23.02%) Land $6,350 Building $111,475 | ||
| 2022 | $1,052.00 | $95,775 Land $6,350 Building $89,425 | $383,100 (-18.71%) Land $25,400 Building $357,700 |
| 2021 | $471,300 Land $25,400 Building $445,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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