Loudon County property record for 414 River Rd, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,050 sqft · built 1966 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,606 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 040 05100 000040 |
| Primary APN | 040 05100 000040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,050 sqft Living Area |
| 1st Floor Area | 1,640 sqft |
| Upper Floors Area | 410 sqft |
| Basement Area | 820 sqft |
| Finished Basement | 820 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 37,462 sqft (0.86 acres) |
| Lot Dimensions | 170 ft deep x 220 ft wide |
| Terrain | Mountain |
| Garage Type | Mixed |
| Garage Area | 368 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 508 sqft |
| Deck Area | 168 sqft |
| Patio Area | 372 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 040 05100 000040 |
|---|---|
| Street Address | 414 RIVER RD |
| City | LOUDON |
| State | TN |
| Zip | 37774-5578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-S |
| Legal Description | 1 044 044 00701 000 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 60600 |
414 River Rd is owned and occupied by two individuals who acquired it in March 2003.
Source: Loudon County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 RIVER RD, LOUDON, TN 37774-5578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2003 |
| Deed Sale | Mar 19, 2003 |
| Deed Document Number | 0000274299 |
| Deed Book / Page | 265 / 574 |
| Prior Transfer Date | Feb 19, 2002 |
| Prior Transfer Doc | 0000265574 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 414 RIVER RD, LOUDON, TN 37774-5578 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 414 RIVER RD, LOUDON, TN 37774-5578 |
| Document Number | 000T1587/1 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | T1587/1 |
| Instrument | 22003078 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LOUDON, TN 37774 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Feb 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 414 River Rd was $1,606.
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,606.00 | $54,300 (-) Land $7,550 Building $46,750 | |
| 2024 | $1,606.00 | $54,300 (-) Land $7,550 Building $46,750 | |
| 2023 | $54,300 (-) Land $7,550 Building $46,750 | ||
| 2022 | $596.00 | $54,300 Land $7,550 Building $46,750 | $217,200 (-) Land $30,200 Building $187,000 |
| 2021 | $217,200 Land $30,200 Building $187,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 414 River Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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