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430 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 430 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,767 sqft · built 2023
Lot Size0.96 acres (41,818 sqft)
Owner2 Individual Names on Record
Last Sale$1,830,000 (Jan 2025)
Tax Bill$6,795 (2025)
Deeds & MortgagesJun 2022 Construction Loan
Jan 2022 Sale
Flood ZoneZone AE (high risk)
APN596-08-00-014

Property Details

APN / Parcel Number

Primary APN596-08-00-014

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,767 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area41,818 sqft (0.96 acres)
Lot Dimensions338 ft deep x 124 ft wide

Location & Zoning

Street Address430 COMMONWEALTH RD
CityMOUNT PLEASANT
StateSC
Zip29466-8317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -DARRELL CREEK PLANTATION SUBDIVISION NAME -RIVER STATION DESCRIPTION -LOT 14 BLK A
Legal SubdivisionDARRELL CREEK PLANTATION SUBDIVISION NAM
Legal BlockA
Legal Lot Number14
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1052
Census Tract4617

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address430 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Deed of Trust, Mortgage · Construction Mortgage
CITIZENS BANK NA
Jan 11, 2022Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2025 · Amount on Record
Deed SaleJan 7, 2025 · Amount on Record
Prior SaleJan 11, 2022 · Amount on Record
Deed Book / Page1288 / 180
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address430 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Transaction TypeMortgage
Record UpdatedSep 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011200780
DateJun 30, 2022
Book Page1120/780
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateJan 11, 2022
Property Address430 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Document Number0010670036
Book / Page1067 / 36
Map ReferenceMB EA PG 86
Instrument DateOct 19, 2021
Transaction TypeTransfer
Record UpdatedMar 24, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1772 TERESA CT, DOWNINGTOWN, PA 19335-3592

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,795.00 (-72.73%)$1,830,000 (+1,748.48%) Land $700,000 Building $1,130,000$1,830,000 (+315.91%) Land $700,000 Building $1,130,000
2024$24,916.00 (+306.46%)$99,000 (+275%)
2022$6,130.00$26,400$440,000 (-73.33%) Land $440,000
2020$1,650,000 Land $440,000 Building $1,210,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 359 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies359 in force
Nearby Flood Claims7 (1994–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2023 · Hurricane Idalia
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 40% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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