433 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 433 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,812 sqft · built 2002
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Company Names on Record
Last Sale	$490,000 (May 2019)
Tax Bill	$2,543 (2025)
Deeds & Mortgages	Sep 2025 Transfer May 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`596-08-00-082`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-082`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,812 sqft Living Area
1st Floor Area	1,996 sqft
Upper Floors Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	216 ft deep x 128 ft wide
Porch	Slab
Porch Area	468 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	433 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -RIVER STATION DESCRIPTION -LOT 1 BLOCK C
Legal Subdivision	RIVER STATION
Legal Block	C
Legal Lot Number	1
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1047
Census Tract	4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	433 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Intrafamily Transfer, Transfer
May 6, 2021	Deed of Trust, Mortgage · Line of Credit REV FEDERAL CREDIT UNION
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MTG FIN'L
May 20, 2019	Grant Deed, Transfer · Line of Credit GOLD STAR MTG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	May 30, 2008 · Amount on Record
Deed Book / Page	796 / 762
Last Transfer Date	Sep 10, 2025
Transfer Doc	0013390605
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Sep 23, 2025
Property Address	433 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Document Number	0013390605
Book / Page	1339 / 605
Map Reference	MB EA PG 86
Instrument Date	Sep 10, 2025
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	433 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	433 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009870715
Date	May 6, 2021
Book Page	987/715

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	433 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Document Number	0948/0162
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 COMMONWEALTH RD MOUNT PLEASANT SC 294668326, MOUNT PLEASANT, SC 29466-8326

Mortgage

Document Number	0948/0162
Date	Jan 7, 2021
Book Page	000948/000162

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 20, 2019
Property Address	433 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Document Number	0796/0762
Book / Page	000796 / 000762
Instrument Date	May 17, 2019
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 COMMONWEALTH RD MOUNT PLEASANT SC 294668326, MOUNT PLEASANT, SC 29466-8326

Mortgage

Document Number	796/0763
Date	May 20, 2019
Book Page	000796/000763

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,543.00 (+12.37%)	$655,500 (+2,775%) Land $215,050 Building $440,450	$941,300 (+65.14%) Land $403,300 Building $538,000
2024	$2,263.00 (+8.54%)	$22,800 (-)
2022	$2,085.00	$22,800	$570,000 (-) Land $187,000 Building $383,000
2020			$570,000 Land $187,000 Building $383,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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