438 Center St, Frederick, MD 21701 Property Records

Frederick County property record for 438 Center St, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 1980
Square Footage971 sqft Living Area
Lot Size5,733 sqft (0.132 acres)
OccupancyOwner Occupied
Last Sale$293,000 (2021)
Tax Bill$4,461.00 (2024)

Property Details

APN / Parcel Number

Primary APN02-027356
Alternative APNs
  • 2027356
  • 027356

Interior

Full Baths1 Baths
Building Area971 sqft Living Area
1st Floor971 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area5,733 sqft (0.132 acres)
PorchOpen Porch
Porch Area12 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageMunicipal Sewage

Location & Zoning

Account Number027356
Street Address438 CENTER ST
CityFREDERICK
StateMD
Zip21701-6377
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL 30 S 8 CENTER ST 59.36X93.85X39.27X 108.66 CARROLLTON
Legal SubdivisionCARROLLTON SEC 08
Legal Lot Number30
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup1
Census Block1004
Census Tract765100

Owner

Source: Frederick County records · APN 02-027356

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address438 CENTER ST, FREDERICK, MD 21701-6377
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MICHIGAN MUTUAL INC
Apr 08, 2021Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleApr 08, 2021 · Amount on Record
Deed Book / Page15274 / 313
Prior Transfer DateJun 08, 2012
Prior Transfer Doc0089610095
Record RefreshedJun 08, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 10, 2021
Property Address438 CENTER ST, FREDERICK, MD 21701-6377
Document Number0152740313
Book / Page15274 / 313
Map ReferenceMB 17 FO 83
Instrument DateAug 31, 2021
Transaction TypeTransfer
Record UpdatedSep 23, 2021
Title CompanyCOMMONWEALTH LAND TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,465.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address438 CENTER ST, FREDERICK, MD 21701-6377

Mortgage

Document Number15274319
DateSep 10, 2021
Instrument15274/319
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

April 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionFREDERICK MD
Recording DateApr 08, 2021
Property Address438 CENTER ST, FREDERICK, MD 21701-6377
Document Number0147440475
Book / Page14744 / 475
Map ReferenceMB 17 FO 83
Instrument DateMar 12, 2020
Transaction TypeForeclosure
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
Tax$860.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5257 BUCKEYSTOWN PIKE # 221, 221, FREDERICK, MD 21704-7535

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$275,700 (+36.78%) Land $127,900 Building $147,800$275,700 (-) Land $127,900 Building $147,800
2024$4,461.00 (+20.21%)
2023$3,711.00$201,567$275,700 Land $127,900 Building $147,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Center St

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