435 Center St, Frederick, MD 21701 Property Records

Frederick County property record for 435 Center St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 907 sqft · built 1963
Lot Size	0.219 acres (9,546 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Mar 2020)
Tax Bill	$5,236 (2023)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-080354`

Property Details

APN / Parcel Number

Primary APN	`02-080354`
Alternative APNs	`2080354` `080354`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	907 sqft Total Area
1st Floor Area	913 sqft
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 1963
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,546 sqft (0.219 acres)
Lot Dimensions	129 ft deep x 74 ft wide
Deck Area	215 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	080354
Old Parcel Number	2080354
Street Address	435 CENTER ST
City	FREDERICK
State	MD
Zip	21701-6375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 14 BL I 74X129 435 CENTER ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Block	I
Legal Lot Number	14
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1008
Census Tract	765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	435 CENTER ST, FREDERICK, MD 21701-6375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Aug 11, 2015 · Amount on Record
Deed Document Number	0013606376
Deed Book / Page	13606 / 376
Record Updated	Jun 7, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 23, 2020
Property Address	435 CENTER ST, FREDERICK, MD 21701-6375
Document Number	0136060376
Book / Page	13606 / 376
Map Reference	MB 3 PL 196
Instrument Date	Mar 6, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	435 CENTER ST, FREDERICK, MD 21701-6375

Mortgage

Document Number	0136060383
Date	Mar 23, 2020
Instrument	13606/0383

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,236.00	$286,367	$354,300 Land $143,100 Building $211,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20