Frederick County property record for 433 Center St, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,179 sqft · built 1962 |
| Lot Size | 0.205 acres (8,968 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $209,000 (Nov 2019) |
| Tax Bill | $3,467 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-019477 |
| Primary APN | 02-019477 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,179 sqft Total Area |
| 1st Floor Area | 1,179 sqft |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,968 sqft (0.205 acres) |
| Lot Dimensions | 118 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 019477 |
|---|---|
| Old Parcel Number | 2019477 |
| Street Address | 433 CENTER ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 15 BLK I 76X118 433 CENTER ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Block | I |
| Legal Lot Number | 15 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 765100 |
Source: Frederick County records · APN 02-019477
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 CENTER ST, FREDERICK, MD 21701-6375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 25, 2019 | Grant Deed, Transfer · FHA Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on Record |
| Deed Sale | Nov 25, 2019 · Amount on Record |
| Deed Document Number | 0013362307 |
| Deed Book / Page | 13362 / 307 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 433 CENTER ST, FREDERICK, MD 21701-6375 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0153580197 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 15358/197 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 25, 2019 |
| Property Address | 433 CENTER ST, FREDERICK, MD 21701-6375 |
| Document Number | 0133620307 |
| Book / Page | 013362 / 000307 |
| Instrument Date | Oct 01, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6526 TWIN LAKE DR NEW MARKET MD 217746613, NEW MARKET, MD 21774-6613 |
| Document Number | 133620314 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 013362/000314 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2049 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,467.00 Homeowner's exemption | $208,500 | $268,500 Land $140,800 Building $127,700 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 311 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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