440 Center St, Frederick, MD 21701 Property Records

Frederick County property record for 440 Center St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1 ba · 972 sqft · built 1979
Lot Size	0.145 acres (6,313 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2020)
Tax Bill	$5,496 (2025)
Deeds & Mortgages	May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-027348`

Property Details

APN / Parcel Number

Primary APN	`02-027348`
Alternative APNs	`2027348` `027348`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	972 sqft Living Area
Gross Area	1,532 sqft
1st Floor Area	972 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,313 sqft (0.145 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	51 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	027348
Street Address	440 CENTER ST
City	FREDERICK
State	MD
Zip	21701-6377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	L 29 S 8 55.91 X 108 66 X 57.41 X 111.O3 440 CNTR. ST CARROLLTON
Legal Subdivision	CARROLLTON SEC VIII
Legal Lot Number	29
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1004
Census Tract	765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 QUEEN ST, FREDERICK, MD 21701-6343
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Jun 9, 2016 · Amount on Record
Deed Book / Page	13761 / 46
Prior Transfer Date	Apr 16, 2007
Prior Transfer Doc	0066440355
Record Updated	Jun 8, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 27, 2020
Property Address	440 CENTER ST, FREDERICK, MD 21701-6377
Document Number	0137610046
Book / Page	013761 / 000046
Instrument Date	Mar 26, 2020
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 CENTER ST FREDERICK MD 217016377, FREDERICK, MD 21701-6377

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,496.00 (+11.03%)	$296,300 (+26.46%) Land $130,200 Building $166,100	$296,300 (-) Land $130,200 Building $166,100
2024	$4,950.00 (+15.12%)
2023	$4,300.00	$234,300	$296,300 Land $130,200 Building $166,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20