437 Thora Circle Dr, Winchester, OR 97495 Property Records

Douglas County property record for 437 Thora Circle Dr, Winchester, OR 97495

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,127 sqft · built 1976
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Sep 2015)
Tax Bill	$3,514 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Dec 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`26-05W-30BC-03600`

Property Details

APN / Parcel Number

Primary APN	`26-05W-30BC-03600`
Alternative APN	`R30284`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,127 sqft Living Area
1st Floor Area	2,127 sqft
Basement Area	273 sqft
Finished Basement	273 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Mixed
Garage Area	643 sqft
Parking Spaces	2 Parking Spaces
Deck Area	868 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R30284
Street Address	437 THORA CIRCLE DR
City	WINCHESTER
State	OR
Zip	97495-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE BUTTE EST, BLOCK 3, LOT 5, ACRES 0.76
Legal Range	05W
Legal Township	26S
Legal Section	30
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	SADDLE BUTTE EST
Legal Block	3
Legal Lot Number	5
Jurisdiction	DOUGLAS OR
Township / Civil Division	ROSEBURG
Census Block Group	4
Census Block	4004
Census Tract	90001

Owner

Source: Douglas County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	437 THORA CIRCLE DR, WINCHESTER, OR 97495-8957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROGUE FCU
Dec 30, 2020	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Dec 30, 2020	Quit Claim Deed, Transfer AMROCK INC
Sep 29, 2020	Correction Deed ATTORNEY ONLY
Aug 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 30, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Oct 23, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2015 · Amount on Record
Deed Sale	Sep 2, 2015 · Amount on Record
Prior Sale	Dec 30, 2020
Deed Document Number	0000013797
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	437 THORA CIRCLE DR, WINCHESTER, OR 97495-8957
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011653
Date	Jul 13, 2022
Instrument	2022-011653

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2042

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS OR
Recording Date	Dec 30, 2020
Property Address	437 THORA CIRCLE DR, WINCHESTER, OR 97495-8957
Document Number	0000022691
Instrument Date	Oct 14, 2020
Instrument	2020-022691
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 THORA CIRCLE DR, WINCHESTER, OR 97495-8957

Mortgage

Document Number	0000022692
Date	Dec 30, 2020
Instrument	2020-022692

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS OR
Recording Date	Dec 30, 2020
Property Address	437 THORA CIRCLE DR, WINCHESTER, OR 97495-8957
Document Number	0000022693
Instrument Date	Oct 14, 2020
Instrument	22693
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	437 THORA CIRCLE DR WINCHESTER OR 974958957, WINCHESTER, OR 97495-8957

September 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	DOUGLAS OR
Recording Date	Sep 29, 2020
Property Address	437 THORA CIRCLE DR, WINCHESTER, OR 97495-8957
Document Number	0000016823
Instrument Date	Sep 29, 2020
Instrument	16823
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	435 SE KANE ST ROSEBURG OR 974704903, ROSEBURG, OR 97470-4903

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS OR
Recording Date	Aug 27, 2020
Property Address	437 THORA CIRCLE DR, WINCHESTER, OR 97495-8957
Document Number	0000014909
Instrument Date	Aug 19, 2020
Instrument	14909
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	437 THORA CIRCLE DR WINCHESTER OR 974958957, WINCHESTER, OR 97495-8957

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	437 THORA CIRCLE DR, WINCHESTER, OR 97495-8957
Document Number	0000019023
Instrument Date	Nov 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	437 THORA CIRCLE DR WINCHESTER OR 974958957, WINCHESTER, OR 97495-8957

Mortgage

Document Number	0000019023
Date	Dec 5, 2019
Instrument	19023

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	437 THORA CIRCLE DR, WINCHESTER, OR 97495-8957
Document Number	0000017567
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	437 THORA CIRCLE DR WINCHESTER OR 974958957, WINCHESTER, OR 97495-8957

Mortgage

Document Number	0000017567
Date	Oct 31, 2017
Instrument	17567

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Unified School District	Douglas County SD 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,514.00 (+3.02%) Veteran's exemption	$375,644 (+3%)	$701,729 (+3.69%) Land $181,440 Building $520,289
2024	$3,411.00 (+10.64%) Veteran's exemption	$364,703 (+10.66%)	$676,774 (+18.96%) Land $174,825 Building $501,949
2023	$3,083.00 (+3.01%) Veteran's exemption	$329,575 (+6.09%)	$568,903 (+27.48%) Land $189,000 Building $379,903
2022	$2,993.00 Veteran's exemption	$310,647	$446,256 Land $151,814 Building $294,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEBURG serves 28,800 people · EPA ID OR4100720
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DFN.

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