382 Thora Circle Dr, Winchester, OR 97495 Property Records

Douglas County property record for 382 Thora Circle Dr, Winchester, OR 97495

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 1974
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Jun 2019)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-05W-30BC-02300`

Property Details

APN / Parcel Number

Primary APN	`26-05W-30BC-02300`
Alternative APNs	`44580.00` `R30204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,744 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	1,744 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	260 sqft
Patio Area	312 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	44580.00
Street Address	382 THORA CIRCLE DR
City	WINCHESTER
State	OR
Zip	97495-8956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SADDLE BUTTE EST, BLOCK 2, LOT 10, ACRES 0.55
Legal Subdivision	SADDLE BUTTE EST
Legal Block	2
Legal Lot Number	10
Jurisdiction	DOUGLAS OR
Township / Civil Division	ROSEBURG
Census Block Group	4
Census Block	4006
Census Tract	90001

Owner

Source: Douglas County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 561, WINCHESTER, OR 97495-0561
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Construction Mortgage CASCADE COMMUNITY FEDERAL CREDIT UNION
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit CASCADE COMMUNITY FCU
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOPRIME MORTGAGE INC
Jun 5, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Jul 17, 2008 · Amount on Record
Deed Document Number	20198666
Prior Transfer Date	Apr 8, 2010
Prior Transfer Doc	0000007917
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Recording Date	Jun 30, 2026
Property Address	382 THORA CIRCLE DR, WINCHESTER, OR 97495-8956
Document Number	0000007243
Instrument Date	Jun 25, 2026
Instrument	20267243
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	382 THORA CIRCLE DR, WINCHESTER, OR 97495-8956

Mortgage

Document Number	0000007243,
Date	Jun 30, 2026
Instrument	20267243

Lender

Name	CASCADE COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 25, 2066

Interest

Rate	6.53%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	382 THORA CIRCLE DR, WINCHESTER, OR 97495-8956
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 THORA CIRCLE DR, WINCHESTER, OR 97495-8956

Mortgage

Document Number	0000000776
Date	Jan 24, 2024
Instrument	2024-000776

Lender

Name	CASCADE COMMUNITY FCU
Type	Credit Union
Address	ROSEBURG, OR 97471

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 23, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	382 THORA CIRCLE DR, WINCHESTER, OR 97495-8956
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015785
Date	Sep 14, 2020
Instrument	2020-015785

Lender

Name	GOPRIME MORTGAGE INC
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Jun 5, 2019
Property Address	382 THORA CIRCLE DR, WINCHESTER, OR 97495-8956
Document Number	0000008666
Instrument Date	Jun 3, 2019
Instrument	2019-008666
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	382 THORA CIRCLE DR, WINCHESTER, OR 97495-8956

Mortgage

Document Number	0000008667
Date	Jun 5, 2019
Instrument	2019-008667

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Unified School District	Douglas County SD 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,940.00 (+3.01%)	$314,322 (+3%)	$474,974 (+3.54%) Land $172,800 Building $302,174
2024	$2,854.00 (+3%)	$305,167 (+3%)	$458,749 (-2.99%) Land $166,500 Building $292,249
2023	$2,771.00 (+3.01%)	$296,279 (+6.09%)	$472,907 (+29.51%) Land $180,000 Building $292,907
2022	$2,690.00	$279,272	$365,164 Land $137,700 Building $227,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEBURG serves 28,800 people · EPA ID OR4100720
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DFN.

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