461 Thora Circle Dr, Winchester, OR 97495 Property Records

Douglas County property record for 461 Thora Circle Dr, Winchester, OR 97495

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,360 sqft · built 1974
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Oct 2024)
Tax Bill	$3,450 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-05W-30BC-03700`

Property Details

APN / Parcel Number

Primary APN	`26-05W-30BC-03700`
Alternative APNs	`44589.00` `R30276`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,360 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	2,060 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	279 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	44589.00
Street Address	461 THORA CIRCLE DR
City	WINCHESTER
State	OR
Zip	97495-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SADDLE BUTTE EST, BLOCK 3, LOT 4, ACRES 0.83
Legal Subdivision	SADDLE BUTTE EST
Legal Block	3
Legal Lot Number	4
Jurisdiction	DOUGLAS OR
Township / Civil Division	ROSEBURG
Census Block Group	4
Census Block	4004
Census Tract	90001

Owner

Source: Douglas County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 THORA CIRCLE DR, WINCHESTER, OR 97495-8957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Sep 20, 2019	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO
Jul 13, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2024 · Amount on Record
Deed Sale	Oct 23, 2024 · Amount on Record
Prior Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	202412539
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	461 THORA CIRCLE DR, WINCHESTER, OR 97495-8957
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 THORA CIRCLE DR, WINCHESTER, OR 97495-8957

Mortgage

Document Number	0000014679
Date	Sep 12, 2022
Instrument	2022-014679

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Sep 20, 2021
Property Address	461 THORA CIRCLE DR, WINCHESTER, OR 97495-8957
Document Number	0000018623
Instrument Date	Sep 15, 2021
Instrument	2021-018623
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	461 THORA CIRCLE DR, WINCHESTER, OR 97495-8957

Mortgage

Document Number	0000018624
Date	Sep 20, 2021
Instrument	2021-018624

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Sep 20, 2019
Property Address	461 THORA CIRCLE DR, WINCHESTER, OR 97495-8957
Document Number	0000014726
Instrument Date	Sep 19, 2019
Instrument	14726
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	461 THORA CIRCLE DR WINCHESTER OR 974958957, WINCHESTER, OR 97495-8957

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Jul 13, 2017
Property Address	461 THORA CIRCLE DR, WINCHESTER, OR 97495-8957
Document Number	0000011844
Instrument Date	Jul 11, 2017
Instrument	2017-011844
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	461 THORA CIRCLE DR, WINCHESTER, OR 97495-8957

Mortgage

Document Number	0000011845
Date	Jul 13, 2017
Instrument	2017-011845

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Unified School District	Douglas County SD 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,450.00 (-22.82%)	$368,895 (-22.81%)	$664,319 (+3.64%) Land $199,584 Building $464,735
2024	$4,470.00 (+3%)	$477,912 (+3%)	$640,982 (+7.22%) Land $192,308 Building $448,674
2023	$4,340.00 (+2.99%)	$463,993 (+6.09%)	$597,814 (+30.78%) Land $207,900 Building $389,914
2022	$4,214.00	$437,359	$457,109 Land $159,044 Building $298,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEBURG serves 28,800 people · EPA ID OR4100720
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DFN.

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