413 Thora Circle Dr, Winchester, OR 97495 Property Records

Douglas County property record for 413 Thora Circle Dr, Winchester, OR 97495

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,123 sqft · built 1977
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$571,250 (Jun 2026)
Tax Bill	$5,021 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`26-05W-30BC-03500`

Property Details

APN / Parcel Number

Primary APN	`26-05W-30BC-03500`
Alternative APNs	`44591.00` `R30292`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,123 sqft Living Area
Gross Area	5,468 sqft
1st Floor Area	2,611 sqft
Basement Area	1,512 sqft
Finished Basement	1,512 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Roof Type	Mansard
Roof Material	Other
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	169 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	44591.00
Street Address	413 THORA CIRCLE DR
City	WINCHESTER
State	OR
Zip	97495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SADDLE BUTTE EST, BLOCK 3, LOT 6, ACRES 0.72
Legal Subdivision	SADDLE BUTTE EST
Legal Block	3
Legal Lot Number	6
Jurisdiction	DOUGLAS OR
Township / Civil Division	ROSEBURG
Census Block Group	4
Census Block	4004
Census Tract	90001

Owner

Source: Douglas County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 THORA CIRCLE DR, WINCHESTER, OR 97495
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Deed Document Number	20266375
Prior Transfer Date	Oct 13, 2016
Prior Transfer Doc	0000016502
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Jun 5, 2026
Property Address	413 THORA CIRCLE DR, WINCHESTER, OR 97495
Document Number	0000006375
Instrument Date	Jun 3, 2026
Instrument	20266375
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 THORA CIRCLE DR, WINCHESTER, OR 97495

Mortgage

Document Number	0000006376,
Date	Jun 5, 2026
Instrument	20266376

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS OR
Recording Date	Oct 27, 2017
Property Address	413 THORA CIRCLE DR, WINCHESTER, OR 97495
Document Number	0000017364
Instrument Date	Oct 5, 2017
Instrument	17364
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	413 THORA CIRCLE DR WINCHESTER OR 97495, WINCHESTER, OR 97495

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Unified School District	Douglas County SD 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,021.00 (+3.02%)	$536,747 (+3%)	$931,946 (+2.71%) Land $217,728 Building $714,218
2024	$4,874.00 (+3%)	$521,114 (+3%)	$907,313 (+15.96%) Land $209,790 Building $697,523
2023	$4,732.00 (+2.98%)	$505,936 (+6.09%)	$782,456 (+31.78%) Land $226,800 Building $555,656
2022	$4,595.00	$476,894	$593,743 Land $173,502 Building $420,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEBURG serves 28,800 people · EPA ID OR4100720
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DFN.

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