437 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 437 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 2018
Lot Size	0.132 acres (5,754 sqft)
Owner	Company Name on File
Last Sale	$265,000 (Dec 2021)
Tax Bill	$3,775 (2025)
Deeds & Mortgages	May 2022 Sale Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-675202-000320`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-675202-000320`
Alternative APNs	`062926675202000320` `62926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,358 sqft Living Area
Gross Area	1,758 sqft
1st Floor Area	1,358 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,754 sqft (0.132 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	36 sqft

Location & Zoning

Street Address	437 ST GEORGES CIR
City	EAGLE LAKE
State	FL
Zip	33839-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY HEIGHTS II A PB 165 PG 31-32 LOT 32
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	NORMANDY HEIGHTS II A
Legal Block	1
Legal Lot Number	32
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1041
Census Tract	14701

Owner

437 St Georges Cir is owned by a company that bought it in December 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	1650 NW 110TH TER, PEMBROKE PINES, FL 33026-2723
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Dec 15, 2021	Warranty Deed, Transfer PARAMOUNT TITLE
Feb 25, 2020	Warranty Deed, Transfer · VA Mortgage MUTUAL/OMAHA MTG LLC
Dec 17, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Feb 25, 2020 · Amount on File
Deed Document Number	2021325551
Deed Book / Page	12027 / 291
Record Updated	Oct 29, 2026

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 31, 2022
Property Address	437 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Document Number	0000148121
Book / Page	12275 / 1571
Map Reference	MB 165 PG 31&32
Instrument Date	May 31, 2022
Instrument	2022148121
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11423 SW 115TH LN, 11423, MIAMI, FL 33176-3841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 NW 110TH TER, PEMBROKE PINES, FL 33026-2723

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 15, 2021
Property Address	437 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Document Number	0000325551
Book / Page	12027 / 291
Map Reference	MB 165 PG 31&32
Instrument Date	Dec 6, 2021
Instrument	20210325551
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7017 SE 110 RD, 7017, FUSLON, MO 84443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 25, 2020
Property Address	437 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Document Number	0111530462
Book / Page	011153 / 000462
Instrument Date	Feb 10, 2020
Instrument	43375
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	SIMPLY TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	437 ST GEORGES CIR EAGLE LAKE FL 338395204, EAGLE LAKE, FL 33839-5204

Mortgage

Document Number	111530465
Date	Feb 25, 2020
Book Page	011153/000465
Instrument	43377

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Dec 17, 2018
Property Address	437 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Document Number	0106990925
Book / Page	010699 / 000925
Instrument Date	Dec 13, 2018
Instrument	260318
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2019
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	437 ST GEORGES CIR EAGLE LAKE FL 338395204, EAGLE LAKE, FL 33839-5204

Mortgage

Document Number	106990926
Date	Dec 17, 2018
Book Page	010699/000926
Instrument	260319

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 437 St Georges Cir was $3,775.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,242 (-2.12%) Land $44,000 Building $150,242	$194,242 (-2.12%) Land $44,000 Building $150,242
2025	$3,775.00	$198,456 Land $44,000 Building $154,456	$198,456 Land $44,000 Building $154,456
2023	$4,101.00	$213,002 Land $42,000 Building $171,002	$213,002 Land $42,000 Building $171,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 St Georges Cir in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 St Georges Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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