434 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 434 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 2018
Lot Size	0.138 acres (6,011 sqft)
Owner	Company Name on File
Last Sale	$310,000 (Apr 2024)
Tax Bill	$4,490 (2025)
Deeds & Mortgages	Apr 2024 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-675202-000360`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-675202-000360`
Alternative APNs	`062926675202000360` `62926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,011 sqft (0.138 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Screened/Unfinished Porch
Porch Area	125 sqft

Location & Zoning

Street Address	434 ST GEORGES CIR
City	EAGLE LAKE
State	FL
Zip	33839-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY HEIGHTS II A PB 165 PG 31-32 LOT 36
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	NORMANDY HEIGHTS II A
Legal Block	1
Legal Lot Number	36
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1041
Census Tract	14701

Owner

434 St Georges Cir is owned by a company that bought it in April 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	19400 OAKLEAF ST, ORLANDO, FL 32833-5555
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Warranty Deed, Transfer TRADITIONS TITLE AND ESCROW LLC, TRADITION TITLE & ESCROW LLC
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINTECH MORETGAGE ASSOCIATION
Dec 17, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOME SOLUTION LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2024 · Amount on File
Deed Sale	Apr 3, 2024 · Amount on File
Prior Sale	Dec 17, 2018 · Amount on File
Deed Document Number	202475396
Deed Book / Page	13062 / 1152
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 3, 2024
Property Address	434 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203
Document Number	0000075396
Book / Page	13062 / 1152
Map Reference	MB 165 PG 31&32
Instrument Date	Mar 28, 2024
Instrument	2024075396
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	TRADITIONS TITLE AND ESCROW LLC, TRADITION TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5705 BRONCO PL, MILTON, FL 32570-4010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19400 OAKLEAF ST, ORLANDO, FL 32833-5555

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	434 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203
Transaction Type	Mortgage
Record Updated	Nov 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203

Mortgage

Document Number	0000298459
Date	Nov 15, 2021
Book Page	11983/2273
Instrument	2021298459

Lender

Name	FINTECH MORETGAGE ASSOCIATION
Type	Non-Lending Institution
Address	SAINT PETERSBURG, FL 33701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Dec 17, 2018
Property Address	434 ST GEORGES CIR, EAGLE LAKE, FL 33839-5203
Document Number	0106991307
Book / Page	010699 / 001307
Instrument Date	Dec 14, 2018
Instrument	260470
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2019
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,315.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	434 ST GEORGES CIR EAGLE LAKE FL 338395203, EAGLE LAKE, FL 33839-5203

Mortgage

Document Number	106991308
Date	Dec 17, 2018
Book Page	010699/001308
Instrument	260471

Lender

Name	HOME SOLUTION LENDERS
Type	Funding / Finance Company
Address	BARTOW, FL 33830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 434 St Georges Cir was $4,490.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,840 (-2.21%) Land $44,000 Building $186,840	$230,840 (-2.21%) Land $44,000 Building $186,840
2025	$4,490.00	$236,049 Land $44,000 Building $192,049	$236,049 Land $44,000 Building $192,049
2023	$2,732.00 (+2.94%) Homeowner's exemption	$184,855 (+3%)	$254,544 (+3.65%) Land $42,000 Building $212,544
2022	$2,654.00 Homeowner's exemption	$179,471	$245,588 Land $35,000 Building $210,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 St Georges Cir in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 St Georges Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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