441 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 441 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 2018
Lot Size	0.132 acres (5,754 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,642 (Nov 2021)
Tax Bill	$4,490 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-675202-000330`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-675202-000330`
Alternative APNs	`062926675202000330` `62926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,754 sqft (0.132 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Screened/Unfinished Porch
Porch Area	125 sqft

Location & Zoning

Street Address	441 ST GEORGES CIR
City	EAGLE LAKE
State	FL
Zip	33839-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY HEIGHTS II A PB 165 PG 31-32 LOT 33
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	NORMANDY HEIGHTS II A
Legal Block	1
Legal Lot Number	33
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1041
Census Tract	14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Correction Deed NOT AVAILABLE, LICENSED TITLE AGENT
Jul 30, 2021	Warranty Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Jul 18, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	2021288243
Deed Book / Page	11967 / 1982
Prior Transfer Date	Jul 23, 2021
Prior Transfer Doc	0000288243
Record Updated	Oct 29, 2026

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Nov 4, 2021
Property Address	441 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Document Number	0000288243
Book / Page	11967 / 1982
Map Reference	MB 165 PG 31
Instrument Date	Jul 23, 2021
Instrument	2021288243
Record Updated	Nov 18, 2021
Title Company	NOT AVAILABLE, LICENSED TITLE AGENT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1638 HERRING LN, 1638, CLERMONT, FL 34714-7082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1881 N LAKE ELOISE DR, WINTER HAVEN, FL 33884-2018
Investor	Possibly a Property Investor

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 30, 2021
Property Address	441 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Document Number	0000198667
Book / Page	11827 / 667
Map Reference	MB 165 PG 31
Instrument Date	Jul 23, 2021
Instrument	2021198667
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1638 HERRING LN, 1638, CLERMONT, FL 34714-7082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1881 N LAKE ELOISE DR, WINTER HAVEN, FL 33884-2018
Investor	Possibly a Property Investor

Mortgage

Document Number	0011827669
Date	Jul 30, 2021
Instrument	11827/669

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jul 18, 2018
Property Address	441 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Document Number	0105530715
Book / Page	010553 / 000715
Instrument Date	Jul 14, 2018
Instrument	153408
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2019
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,331.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	441 ST GEORGES CIR EAGLE LAKE FL 338395204, EAGLE LAKE, FL 33839-5204

Mortgage

Document Number	105530716
Date	Jul 18, 2018
Book Page	010553/000716
Instrument	153409

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33803

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,840 (-2.21%) Land $44,000 Building $186,840	$230,840 (-2.21%) Land $44,000 Building $186,840
2025	$4,490.00 (-8.39%)	$236,049 (-7.27%) Land $44,000 Building $192,049	$236,049 (-7.27%) Land $44,000 Building $192,049
2023	$4,901.00 (+2.68%)	$254,544 (+3.65%) Land $42,000 Building $212,544	$254,544 (+3.65%) Land $42,000 Building $212,544
2022	$4,773.00	$245,588 Land $35,000 Building $210,588	$245,588 Land $35,000 Building $210,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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