429 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 429 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,467 sqft · built 2018
Lot Size	0.145 acres (6,334 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2020)
Tax Bill	$3,075 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-675202-000300`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-675202-000300`
Alternative APNs	`062926675202000300` `62926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,467 sqft Living Area
Gross Area	1,867 sqft
1st Floor Area	1,467 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,334 sqft (0.145 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Screened/Unfinished Porch
Porch Area	17 sqft

Location & Zoning

Street Address	429 ST GEORGES CIR
City	EAGLE LAKE
State	FL
Zip	33839-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY HEIGHTS II A PB 165 PG 31-32 LOT 30
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	NORMANDY HEIGHTS II A
Legal Block	1
Legal Lot Number	30
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1041
Census Tract	14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	429 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 16, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jun 18, 2020	Warranty Deed, Transfer INTEGRITY FIRST TITLE
Jan 16, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Prior Sale	Jan 16, 2019 · Amount on Record
Deed Document Number	2020121376
Deed Book / Page	11269 / 1918
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	429 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204

Mortgage

Document Number	0000211497
Date	Aug 13, 2021
Book Page	11847/278
Instrument	2021211497

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	429 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Document Number	0112691920
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	INTEGRITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 555630 CAMP PENDLETON CA 920555630, CAMP PENDLETON, CA 92055-5630

Mortgage

Document Number	0112691920
Date	Jun 18, 2020
Book Page	011269/001920
Instrument	121377

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 18, 2020
Property Address	429 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Document Number	0112691918
Book / Page	011269 / 001918
Instrument Date	Jun 15, 2020
Instrument	121376
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 ST GEORGES CIR EAGLE LAKE FL 338395204, EAGLE LAKE, FL 33839-5204

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jan 16, 2019
Property Address	429 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Document Number	0107242155
Book / Page	010724 / 002155
Instrument Date	Jan 11, 2019
Instrument	9803
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2019
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 ST GEORGES CIR EAGLE LAKE FL 338395204, EAGLE LAKE, FL 33839-5204

Mortgage

Document Number	107242156
Date	Jan 16, 2019
Book Page	010724/002156
Instrument	9804

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08820

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,712 (-2.14%) Land $44,000 Building $161,712	$205,712 (-2.14%) Land $44,000 Building $161,712
2025	$3,075.00 (-9.05%) Homeowner's exemption	$210,216 (-5.98%) Land $44,000 Building $166,216	$210,216 (-6.95%) Land $44,000 Building $166,216
2023	$3,381.00 (+2.83%) Homeowner's exemption	$223,598 (+3%)	$225,923 (+4.07%) Land $42,000 Building $183,923
2022	$3,288.00 Homeowner's exemption	$217,085 Land $35,000 Building $182,085	$217,085 Land $35,000 Building $182,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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