437 Lowell St, #439, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 437 Lowell St, #439, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,616 sqft · built 1920
Lot Size	0.213 acres (9,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,000 (Feb 1995)
Tax Bill	$6,505 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`187 0000 0018 A`

Property Details

APN / Parcel Number

Primary APN	`187 0000 0018 A`
Alternative APN	`LAWR M:0187 B:0000 L:0018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,616 sqft Living Area
Gross Area	4,178 sqft
Basement Area	1,308 sqft
Unfinished Basement	1,308 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,300 sqft (0.213 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	187 0000 0018 A
Street Address	437 LOWELL ST, 439
City	LAWRENCE
State	MA
Zip	01841-4647
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	18
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2006
Census Tract	250200

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	439 LOWELL ST, LAWRENCE, MA 01841-4647
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 1995 · Amount on Record
Deed Sale	Feb 23, 1995 · Amount on Record
Deed Book / Page	4214 / 234
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	437-439 LOWELL ST, LAWRENCE, MA 01841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16517-109
Date	Sep 29, 2020
Book Page	16517/109
Instrument	26105

Lender

Name	METHUEN COOPERATIVE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,505.00 (+5.17%)	$752,900 (+7.13%) Land $139,100 Building $613,800	$697,536
2025	$6,185.00 (+9.94%)	$702,800 (+15.55%) Land $139,100 Building $563,700
2024	$5,626.00 (-5.98%)	$608,200 (+3.26%) Land $146,200 Building $462,000
2023	$5,984.00	$589,000 Land $141,200 Building $447,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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