Essex County and Lawrence City property record for 431 Lowell St, Lawrence, MA 01841
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 9 bd · 5 ba · 4,531 sqft · built 1900 |
| Lot Size | 0.21 acres (9,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Dec 2000) |
| Tax Bill | $6,482 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 187 0000 0019 A |
| Primary APN | 187 0000 0019 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 19 Rooms |
| Units | 5 Units |
| Stories | 2 Stories |
| Building Area | 4,531 sqft Living Area |
| Gross Area | 8,569 sqft |
| Basement Area | 2,037 sqft |
| Unfinished Basement | 2,037 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,150 sqft (0.21 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 187 0000 0019 A |
|---|---|
| Street Address | 431 LOWELL ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01841-4600 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R2 |
| Legal Lot Number | 19 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 250200 |
431 Lowell St, a residential property, is owned and occupied by two individuals who bought it in December 2000.
Source: Essex County and Lawrence City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 LOWELL ST, LAWRENCE, MA 01841-4600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2000 · Amount on File |
| Deed Sale | Dec 7, 2000 · Amount on File |
| Deed Book / Page | 5945 / 167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 431 LOWELL ST, LAWRENCE, MA 01841-4600 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0017297-27 |
|---|---|
| Date | Dec 31, 2021 |
| Book Page | 17297/27 |
| Instrument | 42488 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Jan 1, 2045 |
The 2026 property tax bill for 431 Lowell St was $6,482, up 7.5% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,482.00 (+7.53%) | $750,200 (+9.52%) Land $138,200 Building $612,000 |
| 2025 | $6,028.00 (+11.36%) | $685,000 (+17.05%) Land $138,200 Building $546,800 |
| 2024 | $5,413.00 (-4.7%) | $585,200 (+4.67%) Land $145,100 Building $440,100 |
| 2023 | $5,680.00 | $559,100 Land $140,200 Building $418,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 431 Lowell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 431 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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