Essex County and Lawrence City property record for 428 Lowell St, Lawrence, MA 01841 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,022 sqft Living Area |
| Lot Size | 5,312 sqft (0.122 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $346,000 (2021) |
| Tax Bill | $3,157.00 (2025) |
| Primary APN | 187 0000 0010 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,022 sqft Living Area |
| Gross Area | 2,242 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,312 sqft (0.122 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 187 0000 0010 A |
|---|---|
| Street Address | 428 LOWELL ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01841-4648 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 10 |
| Jurisdiction | LAWRENCE MA |
| Minor Civil Division | LAWRENCE |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 251400 |
Source: Essex County and Lawrence City records · APN 187 0000 0010 A
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 LOWELL ST, LAWRENCE, MA 01841-4648 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance SANTANDER BANK NA |
| Feb 12, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage EQUITY PRIME MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on Record |
| Deed Sale | Feb 12, 2021 · Amount on Record |
| Prior Sale | Apr 02, 2013 · Amount on Record |
| Deed Book / Page | 16767 / 137 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 428 LOWELL ST, LAWRENCE, MA 01841-4648 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16344-256 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 16344/256 |
| Instrument | 13897 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Feb 12, 2021 |
| Property Address | 428 LOWELL ST, LAWRENCE, MA 01841-4648 |
| Document Number | 16767-137 |
| Book / Page | 16767 / 137 |
| Instrument Date | Feb 03, 2021 |
| Instrument | 5077 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 428 LOWELL ST, LAWRENCE, MA 01841-4648 |
| Document Number | 5078 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 5078 |
| Name | EQUITY PRIME MTG |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Lawrence City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,157.00 (+1.81%) | $358,800 (+7.04%) Land $113,900 Building $244,900 | $402,135 |
| 2024 | $3,101.00 (+13.59%) | $335,200 (+24.75%) Land $119,700 Building $215,500 | |
| 2023 | $2,730.00 | $268,700 Land $115,600 Building $153,100 |
428 Lowell St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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