432 Lowell St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 432 Lowell St, Lawrence, MA 01841 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,461 sqft · built 1900
Lot Size	0.138 acres (6,020 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Oct 2020)
Tax Bill	$4,602 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`187 0000 0011 A`

Property Details

APN / Parcel Number

Primary APN	`187 0000 0011 A`
Alternative APN	`LAWR M:0187 B:0000 L:0011`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,461 sqft Living Area
Gross Area	3,818 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	6,020 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	187 0000 0011 A
Street Address	432 LOWELL ST
City	LAWRENCE
State	MA
Zip	01841-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	11
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1002
Census Tract	251400

Owner

Source: Essex County and Lawrence City records · APN 187 0000 0011 A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 LOWELL ST, LAWRENCE, MA 01841-4648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Dec 29, 2004 · Amount on Record
Deed Document Number	202029368
Deed Book / Page	16565 / 28
Transfer Doc	0000059322
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Oct 26, 2020
Property Address	432 LOWELL ST, LAWRENCE, MA 01841-4648
Document Number	16565-28
Book / Page	16565 / 28
Instrument Date	Sep 23, 2020
Instrument	29368
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 LOWELL ST, LAWRENCE, MA 01841-4648

Mortgage

Document Number	29369
Date	Oct 26, 2020
Instrument	29369

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lawrence City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,602.00 (+4.5%)	$523,000 (+9.85%) Land $118,400 Building $404,600	$491,340
2024	$4,404.00 (+12.32%)	$476,100 (+23.37%) Land $124,400 Building $351,700
2023	$3,921.00	$385,900 Land $120,100 Building $265,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092514001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 785 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.