437 Georgia Ave, Elyria, OH 44035 Property Records

Lorain County property record for 437 Georgia Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,220 sqft · built 1968
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$247,500 (Sep 2021)
Tax Bill	$3,901 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-003-110-020`

Property Details

APN / Parcel Number

Primary APN	`06-25-003-110-020`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,220 sqft Living Area
1st Floor Area	1,179 sqft
2nd Floor Area	1,043 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Patio Area	264 sqft
Canopy	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	437 GEORGIA AVE
City	ELYRIA
State	OH
Zip	44035-7133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY HTS 3 REC 70 X 140
Legal Subdivision	UNIVERSITY HEIGHTS SUBDIVISION #3
Legal Tract	25
Legal Block	110
Legal Lot Number	278
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3013
Census Tract	71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	437 GEORGIA AVE, LORAIN, OH 44052-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Jun 7, 2005 · Amount on Record
Deed Document Number	2021006150
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 13, 2021
Property Address	437 GEORGIA AVE, LORAIN, OH 44052-2155
Document Number	0000838880
Map Reference	VOL 24 PG 44
Instrument Date	Sep 7, 2021
Instrument	2021-0838880
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	BARRISTERS OF OHIO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	437 GEORGIA AVE, ELYRIA, OH 44035-7133

Mortgage

Document Number	0000838881
Date	Sep 13, 2021
Instrument	2021-0838881

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,901.00	$82,850 (%) Land $13,760 Building $69,090	$236,720 (-) Land $39,310 Building $197,410
2024	$3,901.00 (+10.67%)	$82,853 (+28.08%) Land $13,759 Building $69,094	$236,720 (+28.08%) Land $39,310 Building $197,410
2023	$3,525.00 (+0.37%)	$64,687 (%) Land $11,998 Building $52,689	$184,820 (-) Land $34,280 Building $150,540
2022	$3,512.00	$64,690 Land $12,000 Building $52,690
2021			$184,820 Land $34,280 Building $150,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20