Lorain County property record for 430 Georgia Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,942 sqft · built 1968 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,000 (Jun 2020) |
| Tax Bill | $3,776 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-109-034 |
| Primary APN | 06-25-003-109-034 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,942 sqft Living Area |
| 1st Floor Area | 1,078 sqft |
| 2nd Floor Area | 864 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,276 sqft (0.189 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Porch | Open Porch |
| Porch Area | 328 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 430 GEORGIA AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS REVISED SUB #3 60 X 140 |
| Legal Subdivision | UNIVERSITY HEIGHTS SUBDIVISION NO 3 |
| Legal Tract | 25 |
| Legal Block | 109 |
| Legal Lot Number | 241 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 71100 |
Source: Lorain County assessment roll, APN 06-25-003-109-034, as of August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 GEORGIA AVE, ELYRIA, OH 44035-7134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| May 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jun 04, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 2020 · Amount on Record |
| Deed Sale | Jun 04, 2020 · Amount on Record |
| Prior Sale | May 22, 2014 · Amount on Record |
| Deed Document Number | 2020002920 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 430 GEORGIA AVE, ELYRIA, OH 44035-7134 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000817133 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-0817133 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 430 GEORGIA AVE, ELYRIA, OH 44035-7134 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 20210817133 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-0817133 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 04, 2020 |
| Property Address | 430 GEORGIA AVE, ELYRIA, OH 44035-7134 |
| Document Number | 0000763195 |
| Instrument Date | Jun 03, 2020 |
| Instrument | 763195 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $648.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 430 GEORGIA AVE ELYRIA OH 440357134, ELYRIA, OH 44035-7134 |
| Document Number | 763324 |
|---|---|
| Date | Jun 04, 2020 |
| Instrument | 763324 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 03, 2050 |
Source: Lorain County assessment roll as of August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,776.00 | $79,670 (+0.01%) Land $11,800 Building $67,870 | $227,600 (-) Land $33,700 Building $193,900 |
| 2024 | $3,776.00 (+42.01%) | $79,660 (+65.78%) Land $11,795 Building $67,865 | $227,600 (+65.78%) Land $33,700 Building $193,900 |
| 2023 | $2,659.00 (+0.68%) | $48,052 (+%) Land $10,283 Building $37,769 | $137,290 (-) Land $29,380 Building $107,910 |
| 2022 | $2,641.00 | $48,050 Land $10,280 Building $37,770 | |
| 2021 | $137,290 Land $29,380 Building $107,910 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930711003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 467 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system OH4700411, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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