431 Georgia Ave, Elyria, OH 44035 Property Records

Lorain County property record for 431 Georgia Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,896 sqft · built 1967
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Aug 2021)
Tax Bill	$3,154 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-003-110-019`

Property Details

APN / Parcel Number

Primary APN	`06-25-003-110-019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	431 GEORGIA AVE
City	ELYRIA
State	OH
Zip	44035-7133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY HTS REV 3 60 X 140
Legal Subdivision	UNIVERSITY HTS REV 3
Legal Tract	25
Legal Block	110
Legal Lot Number	277
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3013
Census Tract	71100

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	431 GEORGIA AVE, ELYRIA, OH 44035-7133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	2021832819
Prior Transfer Date	Jul 28, 2011
Prior Transfer Doc	20110380805
Record Updated	Jun 8, 2026

August 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 6, 2021
Property Address	431 GEORGIA AVE, ELYRIA, OH 44035-7133
Document Number	20210832819
Instrument Date	Aug 4, 2021
Instrument	2021-0832819
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	431 GEORGIA AVE, ELYRIA, OH 44035-7133

Mortgage

Document Number	20210832820
Date	Aug 6, 2021
Instrument	2021-0832820

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,154.00 (-0.47%) Homeowner's exemption	$66,980 (+0.01%) Land $11,800 Building $55,180	$191,360 (-) Land $33,700 Building $157,660
2024	$3,169.00 (+26.56%)	$66,976 (+45.76%) Land $11,795 Building $55,181	$191,360 (+45.76%) Land $33,700 Building $157,660
2023	$2,504.00 (+0.4%)	$45,948 (%) Land $10,283 Building $35,665	$131,280 (-) Land $29,380 Building $101,900
2022	$2,494.00	$45,950 Land $10,280 Building $35,670
2021			$131,280 Land $29,380 Building $101,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20