426 Georgia Ave, Elyria, OH 44035 Property Records

Lorain County property record for 426 Georgia Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,752 sqft · built 1968
Lot Size0.219 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Sep 1999)
Tax Bill$3,257 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-25-003-109-035

Property Details

APN / Parcel Number

Primary APN06-25-003-109-035

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,752 sqft Living Area
1st Floor Area968 sqft
2nd Floor Area784 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address426 GEORGIA AVE
CityELYRIA
StateOH
Zip44035-7134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIVERSITY HTS 3 REV FRNT 0070.00 DPTH 0140.00
Legal SubdivisionUNIVERSITY HTS 3 REV FRNT
Legal Tract25
Legal Block109
Legal Lot Number242
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3014
Census Tract71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address426 GEORGIA AVE, ELYRIA, OH 44035-7134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 1999 · Amount on Record
Deed SaleSep 16, 1999 · Amount on Record
Deed Document Number641972
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address426 GEORGIA AVE, ELYRIA, OH 44035-7134
Document Number0000794079
Instrument DateDec 3, 2020
Transaction TypeMortgage
Record UpdatedJan 5, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 GEORGIA AVE ELYRIA OH 440357134, ELYRIA, OH 44035-7134

Mortgage

Document Number0000794079
DateDec 16, 2020
Instrument794079
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 15, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,257.00$69,160 (+%) Land $13,760 Building $55,400$197,590 (-) Land $39,310 Building $158,280
2024$3,257.00 (+12.31%)$69,157 (+29.94%) Land $13,759 Building $55,398$197,590 (+29.94%) Land $39,310 Building $158,280
2023$2,900.00 (+0.38%)$53,221 (+%) Land $11,998 Building $41,223$152,060 (-) Land $34,280 Building $117,780
2022$2,889.00$53,220 Land $12,000 Building $41,220
2021$152,060 Land $34,280 Building $117,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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