421 Central St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 421 Central St, Lowell, MA 01852 · Last verified April 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 1954
Square Footage	3,513 sqft Total Area
Lot Size	2,614 sqft (0.06 acres)
Last Sale	$275,000 (2017)
Tax Bill	$6,380.00 (2025)

Owner

Source: Middlesex County and Lowell City records · APN P90100

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4 EPIRUS DR, LOWELL, MA 01854-1265
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Dec 01, 1988 · Amount on Record
Deed Book / Page	31196 / 273
Transfer Doc	30477-153
Record Refreshed	Jun 08, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 13, 2017
Property Address	421 CENTRAL ST, LOWELL, MA 01852-2610
Document Number	31196-273
Book / Page	031196 / 000273
Instrument Date	Jun 12, 2017
Instrument	24551
Transaction Type	Transfer
Record Updated	Jul 04, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Confirmed
Additional	Quitclaim Document Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 EPIRUS DR LOWELL MA 018541265, LOWELL, MA 01854-1265

Mortgage

Document Number	31196-277
Date	Jun 13, 2017
Book Page	031196/000277
Instrument	24552

Lender

Name	JOSEPH & FILOMENA SIM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,380.00 (+0.62%)	$285,200 (+4.66%) Land $102,100 Building $183,100
2024	$6,341.00 (+1.68%)	$272,500 (+6.45%) Land $97,200 Building $175,300
2023	$6,236.00	$256,000 Land $88,400 Building $167,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`P90100`
Alternative APNs	`LOWE M:180 B:1125 L:421` `M:000180 T:P90100`

Interior

Building Area	3,513 sqft Total Area
Gross Area	6,954 sqft Gross Area
1st Floor	3,513 sqft 1st Floor
Basement Area	3,441 sqft Basement
Unfinished Basement	3,441 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Flat Roof Construction
Roof Material	Roll Tar & Gravel Roof
Lot Area	2,614 sqft (0.06 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	P90100
Street Address	421 CENTRAL ST
City	LOWELL
State	MA
Zip	01852-2610
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Block	1125
Legal Lot Number	421
Jurisdiction	LOWELL MA
Minor Civil Division	LOWELL
Census Blockgroup	1
Census Block	1003
Census Tract	311900