Nassau County property record for 43676 Ratliff Rd, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,788 sqft · built 1993 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $137,000 (Dec 2002) |
| Tax Bill | $1,816 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1N-25-0000-0005-0030 |
| Primary APN | 16-1N-25-0000-0005-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,788 sqft Heated Area |
| Gross Area | 2,635 sqft |
| 1st Floor Area | 1,788 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,113 sqft (1.38 acres) |
| Lot Dimensions | 300 ft deep x 200 ft wide |
| Garage Type | Mixed |
| Garage Area | 360 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 500 sqft |
| Patio Area | 500 sqft |
| Shed | 1 Shed |
| Shed Area | 190 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 43676 RATLIFF RD |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-7252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | IN OR 1100/1958 R/W PT OR 1057/1129 ESMT OR 1123/1405 |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 16 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 50505 |
Source: Nassau County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 43676 RATLIFF RD, CALLAHAN, FL 32011-7252 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Mar 26, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2002 · Amount on Record |
| Deed Sale | Dec 16, 2002 · Amount on Record |
| Deed Document Number | 0011001958 |
| Deed Book / Page | 1100 / 1958 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 43676 RATLIFF RD, CALLAHAN, FL 32011-7252 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 43676 RATLIFF RD, CALLAHAN, FL 32011-7252 |
| Document Number | 0025601108 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 2560/1108 |
| Instrument | 202245016192 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 43676 RATLIFF RD, CALLAHAN, FL 32011-7252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0023500479 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 2350/479 |
| Instrument | 202045009842 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,816.00 (+1.62%) Homeowner's exemption | $158,704 (+2.9%) | $303,732 (-9.99%) Land $62,100 Building $241,632 |
| 2024 | $1,787.00 (+1.94%) Homeowner's exemption | $154,231 (+3%) | $337,447 (+22.12%) Land $48,300 Building $289,147 |
| 2023 | $1,753.00 (+11.51%) Homeowner's exemption | $149,739 (+3%) | $276,313 (+21.72%) Land $48,300 Building $228,013 |
| 2022 | $1,572.00 Homeowner's exemption | $145,378 | $227,008 Land $48,300 Building $178,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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