43684 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43684 Ratliff Rd, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,146 sqft · built 1978
Lot Size1.38 acres (60,113 sqft)
OwnerIndividual Name on Record
Last Sale$61,800 (Oct 2013)
Tax Bill$1,162 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN16-1N-25-0000-0005-0020

Property Details

APN / Parcel Number

Primary APN16-1N-25-0000-0005-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,146 sqft Living Area
Gross Area2,314 sqft
1st Floor Area1,746 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area60,113 sqft (1.38 acres)
Garage TypeAttached
Garage Area168 sqft

Exterior Amenities

Pool Area648 sqft
PorchFlorida Room
Porch Area461 sqft
Deck AreaDeck Area
Patio Area672 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address43684 RATLIFF RD
CityCALLAHAN
StateFL
Zip32011-7252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionIN OR 1885/807 EX ESMT OR 1197/1813
Legal Range25E
Legal Township01N
Legal Section16
Legal Block20
Legal Lot Number5
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group1
Census Block1005
Census Tract50505

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address43684 RATLIFF RD, CALLAHAN, FL 32011-7252
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2013 · Amount on Record
Deed SaleOct 18, 2013 · Amount on Record
Prior SaleDec 30, 2011 · Amount on Record
Deed Document Number201329511
Deed Book / Page1885 / 807
Prior Transfer DateSep 25, 2013
Prior Transfer Doc0018850807
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address43684 RATLIFF RD, CALLAHAN, FL 32011-7252
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023130807
DateOct 21, 2019
Book Page2313/0807
Instrument201945033759
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,162.00 (+3.11%) Homeowner's exemption Senior Citizen's exemption$145,208 (+2.9%)$279,446 (+8.45%) Land $62,100 Building $217,346
2024$1,127.00 (+3.87%) Homeowner's exemption Additional exemption filed$141,116 (+3%)$257,674 (+2.93%) Land $48,300 Building $209,374
2023$1,085.00 (+17.93%) Homeowner's exemption Additional exemption filed$137,006 (+3%)$250,336 (+20.17%) Land $48,300 Building $202,036
2022$920.00 Homeowner's exemption Additional exemption filed$133,016$208,310 Land $48,300 Building $160,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ratliff Rd

Nearby Streets

Search Property Records by Address or Parcel Number