43655 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43655 Ratliff Rd, Callahan, FL 32011

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,728 sqft · built 2005
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$42,700 (Jul 2007)
Tax Bill$824 (2025)
Deeds & MortgagesApr 2019 Line of Credit
Aug 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-1N-25-0000-0004-0030

Property Details

APN / Parcel Number

Primary APN16-1N-25-0000-0004-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,728 sqft Living Area
1st Floor Area1,728 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)
Garage TypeCarport
Garage Area720 sqft
CarportCarport
Carport Area720 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address43655 RATLIFF RD
CityCALLAHAN
StateFL
Zip32011-7253
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeOR
Legal DescriptionIN OR 2217/201 2005 SCOTBILT DWMH
Legal Range25E
Legal Township01N
Legal Section16
Legal Block30
Legal Lot Number4
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group1
Census Block1006
Census Tract50505

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address43655 RATLIFF RD, CALLAHAN, FL 32011-7253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2019Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Aug 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Aug 9, 2018Quit Claim Deed
VYSTAR TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2007 · Amount on Record
Deed SaleJul 6, 2007 · Amount on Record
Deed Document Number200721971
Deed Book / Page1510 / 1128
Prior Transfer DateMay 11, 2007
Prior Transfer Doc0015101128
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address43655 RATLIFF RD, CALLAHAN, FL 32011-7253
Document Number0022680578
Instrument DateApr 10, 2019
Transaction TypeMortgage
Record UpdatedMay 10, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address43655 RATLIFF RD CALLAHAN FL 320117253, CALLAHAN, FL 32011-7253

Mortgage

Document Number0022680578
DateApr 15, 2019
Book Page002268/000578
Instrument45011767
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 14, 2029
Interest
Rate TypeAdjustable Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address43655 RATLIFF RD, CALLAHAN, FL 32011-7253
Document Number0022170203
Instrument DateAug 3, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address43655 RATLIFF RD CALLAHAN FL 320117253, CALLAHAN, FL 32011-7253

Mortgage

Document Number0022170203
DateAug 9, 2018
Book Page002217/000203
Instrument24953
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 8, 2038

August 2018: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionNASSAU FL
Recording DateAug 9, 2018
Property Address43655 RATLIFF RD, CALLAHAN, FL 32011-7253
Document Number0022170201
Book / Page002217 / 000201
Instrument DateJul 12, 2018
Instrument24952
Record UpdatedAug 17, 2018
Title CompanyVYSTAR TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43655 RATLIFF RD CALLAHAN FL 320117253, CALLAHAN, FL 32011-7253

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$824.00 (+2.49%) Homeowner's exemption$94,030 (+2.9%)$169,042 (+4.71%) Land $70,000 Building $99,042
2024$804.00 (+3.21%) Homeowner's exemption$91,380 (+3%)$161,441 (+1.59%) Land $70,000 Building $91,441
2023$779.00 (+14.39%) Homeowner's exemption$88,718 (+3%)$158,911 (+16.37%) Land $70,000 Building $88,911
2022$681.00 Homeowner's exemption$86,134$136,559 Land $70,000 Building $66,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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