Nassau County property record for 43644 Ratliff Rd, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 8,838 sqft · built 2017 |
| Lot Size | 20.2 acres (882,526 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,000 (Jul 2012) |
| Tax Bill | $6,592 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Jan 2021 Sale + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 16-1N-25-0000-0005-0090 |
| Primary APN | 16-1N-25-0000-0005-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 8,838 sqft Living Area |
| Gross Area | 9,552 sqft |
| 1st Floor Area | 8,838 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 882,526 sqft (20.2 acres) |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 1,137 sqft |
| Cooling System | Central |
|---|
| Street Address | 43644 RATLIFF RD |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-7252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | PT OF GOVT LOT 2 PT OR 1804/1024 (EX OR 2498/574) |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 16 |
| Legal Block | 90 |
| Legal Lot Number | 2 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 50505 |
Source: Nassau County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43644 RATLIFF RD, CALLAHAN, FL 32011-7252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jan 19, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 19, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2012 · Amount on Record |
| Deed Sale | Jul 30, 2012 · Amount on Record |
| Deed Document Number | 201218738 |
| Deed Book / Page | 1804 / 1024 |
| Last Transfer Date | Nov 30, 2020 |
| Transfer Doc | 0024251495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 43644 RATLIFF RD, CALLAHAN, FL 32011-7252 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021650889 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 2165/0889 |
| Instrument | 201737156 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jan 19, 2021 |
| Property Address | 43644 RATLIFF RD, CALLAHAN, FL 32011-7252 |
| Document Number | 0024251498 |
| Book / Page | 2425 / 1498 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 202145001650 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43644 RATLIFF RD, CALLAHAN, FL 32011-7252 |
| Name | Verified Name |
|---|---|
| Address | 11277 REED ISHAD DR, JACKSONVILLE, FL 32225 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jan 19, 2021 |
| Property Address | 43644 RATLIFF RD, CALLAHAN, FL 32011-7252 |
| Document Number | 0024251495 |
| Book / Page | 2425 / 1495 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 202145001649 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43644 RATCLIFF ROAD, CALLAHAN, FL 32011-7252 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,592.00 (+5.81%) Homeowner's exemption | $469,790 (+7.13%) | $1,095,165 (+6.09%) Land $293,770 Building $801,395 |
| 2024 | $6,230.00 (+1.15%) Homeowner's exemption | $438,539 (+3%) | $1,032,281 (+8.55%) Land $283,640 Building $748,641 |
| 2023 | $6,159.00 (+9.9%) Homeowner's exemption | $425,766 (+3%) | $950,987 (+28.74%) Land $283,640 Building $667,347 |
| 2022 | $5,604.00 Homeowner's exemption | $413,365 | $738,664 Land $121,560 Building $617,104 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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