43643 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43643 Ratliff Rd, Callahan, FL 32011

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,280 sqft · built 2021
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$4,180 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-1N-25-0000-0004-0060`

Property Details

APN / Parcel Number

Primary APN	`16-1N-25-0000-0004-0060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,280 sqft Heated Area
1st Floor Area	1,216 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Patio Area	128 sqft
Stable	2,160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	43643 RATLIFF RD
City	CALLAHAN
State	FL
Zip	32011-7253
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR
Legal Description	IN OR 2415/1498
Legal Range	25E
Legal Township	01N
Legal Section	16
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1006
Census Tract	50505

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	43643 RATLIFF RD, CALLAHAN, FL 32011-7253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 11, 2020
Transfer Doc	0024151498
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 11, 2020
Property Address	43643 RATLIFF RD, CALLAHAN, FL 32011-7253
Document Number	0024151498
Book / Page	2415 / 1498
Instrument Date	Nov 27, 2020
Instrument	202045040143
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	US PATRIOT TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43643 RATLIFF RD, 43643, CALLAHAN, FL 32011-7253

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43643 RATLIFF RD, CALLAHAN, FL 32011-7253

Mortgage

Document Number	0024151502
Date	Dec 11, 2020
Instrument	2415/1502

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Dec 15, 2043

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,180.00 (+1.33%) Homeowner's exemption	$312,696 (+2.9%)	$334,689 (+8.82%) Land $70,000 Building $264,689
2024	$4,125.00 (+1.3%) Homeowner's exemption	$303,883 (+3%)	$307,550 (+4.24%) Land $70,000 Building $237,550
2023	$4,072.00 (+25.29%) Homeowner's exemption	$295,032 (+30.58%) Land $70,000 Building $225,032	$295,032 (+30.58%) Land $70,000 Building $225,032
2022	$3,250.00	$225,945 Land $70,000 Building $155,945	$225,945 Land $70,000 Building $155,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20