4365 Tarnowski Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4365 Tarnowski Rd, Duluth, MN 55803

Property Summary

Property TypeSeasonal / Vacation Home
Details620 sqft · built 1950
Lot Size1 acres (43,690 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Aug 2024)
Tax Bill$2,078 (2026)
Deeds & MortgagesOct 2022 Sale
Flood ZoneZone X (minimal risk)
APN375-0110-00240

Property Details

APN / Parcel Number

Primary APN375-0110-00240
Alternative APNs
  • 1170788
  • 873985
  • 662809

Interior

Full Baths1 Bath
Stories1 Story
Building Area620 sqft Gross Area
1st Floor Area620 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Foundation TypeStone
Lot Area43,690 sqft (1 acres)
Deck Area80 sqft
Storage Building36 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating FuelWood

Location & Zoning

Account Number1170788
Street Address4365 TARNOWSKI RD
CityDULUTH
StateMN
Zip55803
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionLOTS 24 25 AND 26 SERIAL #
Legal SubdivisionTARNOWSKI BEACH TOWN OF GNESEN
Legal Lot Number24-25
JurisdictionST LOUIS MN
Township / Civil DivisionGNESEN
Census Block Group2
Census Block2009
Census Tract10601

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4071 W PIONEER RD, DULUTH, MN 55803-9341
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2024 · Amount on Record
Deed SaleAug 28, 2024 · Amount on Record
Prior SaleOct 31, 2022 · Amount on Record
Deed Document Number20241494398
Prior Transfer DateOct 21, 2022
Prior Transfer Doc0001455358
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 31, 2022
Property Address4365 TARNOWSKI RD, DULUTH, MN 55803
Document Number0001455358
Instrument DateOct 21, 2011
Instrument1455358
Transaction TypeTransfer
Record UpdatedNov 24, 2022
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Tax$495.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5214 ALBERT OLSON RD, DULUTH, MN 55804-2852

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGnesen Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,078.00 (+15.19%)
2025$1,804.00 (+1.58%)$222,100 (+23.87%) Land $137,700 Building $84,400$222,100 (+23.87%) Land $137,700 Building $84,400
2024$1,776.00$179,300 (+5.04%) Land $158,100 Building $21,200$179,300 (+5.04%) Land $158,100 Building $21,200
2022$170,700 Land $150,500 Building $20,200$170,700 Land $150,500 Building $20,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber
1,000 / 1,000

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