4359 Tarnowski Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4359 Tarnowski Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Bathrooms1 Baths
Architecture StyleRustic
Year BuiltBuilt 1955
Square Footage600 sqft Gross Area
Lot Size19,418 sqft (0.445 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2024)
Tax Bill$2,038.00 (2026)

Property Details

APN / Parcel Number

Primary APN375-0110-00230
Alternative APNs
  • 1170662
  • 1119639
  • 86784

Interior

Full Baths1 Baths
Building Area600 sqft Gross Area
1st Floor600 sqft 1st Floor
Basement Area300 sqft Basement
Finished Basement300 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1955
Architectural StyleRustic Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area19,418 sqft (0.445 acres)

Exterior Amenities

Deck Area80 sqft Deck
Patio Area200 sqft Patio
SaunaSauna
Boat House128 sqft Boat House

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelPropane Heating Fuel

Location & Zoning

Account Number1170662
Street Address4359 TARNOWSKI RD
CityDULUTH
StateMN
Zip55803-9239
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionLOT: 0023 BLOCK:000 SERIAL #
Legal SubdivisionTARNOWSKI BEACH TOWN OF GNESEN
Legal Lot Number23
JurisdictionST LOUIS MN
Minor Civil DivisionGNESEN
Census Blockgroup2
Census Block2009
Census Tract10601

Owner

Source: St. Louis County records · APN 375-0110-00230

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4359 TARNOWSKI RD, DULUTH, MN 55803-9239
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2024Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT MORTGAGE CORP
May 04, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2024 · Amount on Record
Deed SaleAug 26, 2024 · Amount on Record
Prior SaleAug 13, 2024 · Amount on Record
Deed Doc Number20241494259
Record RefreshedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4359 TARNOWSKI RD, DULUTH, MN 55803-9239
Transaction TypeMortgage
Record UpdatedOct 21, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4359 TARNOWSKI RD, DULUTH, MN 55803-9239

Mortgage

Document Number0001494260
DateAug 26, 2024
Instrument1494260
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
AddressMINNEAPOLIS, MN 55442
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2054

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateMay 04, 2017
Property Address4359 TARNOWSKI RD, DULUTH, MN 55803-9239
Document Number00A1308605
Instrument DateDec 05, 2005
InstrumentA1308605
Transaction TypeTransfer
Record UpdatedMay 24, 2017

Transaction

AmountAmount Recorded
Tax$330.00
Amount AccuracyConfirmed
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4311 NORMANNA RD DULUTH MN 558039237, DULUTH, MN 55803-9237

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGnesen Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,038.00 (+8.98%) Homeowner's exemption
2025$1,870.00 (+8.97%) Homeowner's exemption$200,100 (+15.46%) Land $99,700 Building $100,400$200,100 (+15.46%) Land $99,700 Building $100,400
2024$1,716.00$173,300 (+4.97%) Land $122,900 Building $50,400$173,300 (+4.97%) Land $122,900 Building $50,400
2022$165,100 Land $117,000 Building $48,100$165,100 Land $117,000 Building $48,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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