4355 Tarnowski Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4355 Tarnowski Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	3 Beds
Bathrooms	1.75 Baths
Year Built	Built 1955
Square Footage	1,056 sqft Gross Area
Lot Size	19,247 sqft (0.441 acres)
Garage	432 sqft
Last Sale	$140,000 (2020)
Tax Bill	$1,268.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`375-0110-00220`
Alternative APN	`12227`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Building Area	1,056 sqft Gross Area
1st Floor	1,056 sqft 1st Floor
Basement Area	980 sqft Basement
Finished Basement	980 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1955
Architectural Style	Ranch Style
Exterior Material	Logs Exterior
Construction Type	Frame Construction
Lot Area	19,247 sqft (0.441 acres)
Garage Area	432 sqft Garage

Exterior Amenities

Deck Area	140 sqft Deck
Porch Area	160 sqft Porch
Sauna	Sauna
Boat House	160 sqft Boat House
Storage Building	54 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Propane Heating Fuel

Location & Zoning

Account Number	12227
Street Address	4355 TARNOWSKI RD
City	DULUTH
State	MN
Zip	55803-9239
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Description	LOT: 0022 BLOCK:000 SERIAL #
Legal Subdivision	TRANOWSKI BEACH
Legal Lot Number	22
Jurisdiction	ST LOUIS MN
Minor Civil Division	GNESEN
Census Blockgroup	2
Census Block	2009
Census Tract	10601

Owner

Source: St. Louis County records · APN 375-0110-00220

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	742 RIDGEWOOD RD, DULUTH, MN 55804-1731
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage BREMER BK
Jan 29, 2020	Grant Deed, Transfer ATTORNEY ONLY
Sep 19, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Prior Sale	Sep 19, 2019 · Amount on Record
Deed Doc Number	20201372407
Prior Transfer Date	Mar 28, 2013
Prior Transfer Doc	00A1210988
Record Refreshed	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4355 TARNOWSKI RD, DULUTH, MN 55803-9239
Document Number	00A1384511
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	355 TARNOWSKI ROAD DULUTH DULUTH MN 55803, DULUTH, MN 55803

Mortgage

Document Number	00A1384511
Date	Jul 08, 2020
Instrument	A1384511

Lender

Name	BREMER BK
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 07, 2035

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 29, 2020
Property Address	4355 TARNOWSKI RD, DULUTH, MN 55803-9239
Document Number	00A1372407
Instrument Date	Jan 28, 2020
Instrument	A1372407
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$462.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	724 RIDGEWOOD RD DULUTH MN 55804, DULUTH, MN 55804

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 19, 2019
Property Address	4355 TARNOWSKI RD, DULUTH, MN 55803-9239
Document Number	00A1363613
Instrument Date	Sep 16, 2019
Instrument	A1363613
Transaction Type	Transfer
Record Updated	Oct 01, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	724 RIDGEWOOD RD DULUTH MN 55804, DULUTH, MN 55804

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,268.00 (-24.79%)
2025	$1,686.00 (+1.44%)	$530,700 (+216.08%) Land $100,700 Building $430,000	$530,700 (+216.08%) Land $100,700 Building $430,000
2024	$1,662.00	$167,900 (+4.94%) Land $114,200 Building $53,700	$167,900 (+4.94%) Land $114,200 Building $53,700
2022		$160,000 Land $108,800 Building $51,200	$160,000 Land $108,800 Building $51,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

4355 Tarnowski Rd, Duluth, MN 55803 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Tarnowski Rd

Nearby Streets

Search Property Records by Address or Parcel Number