St. Louis County property record for 4345 Tarnowski Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,456 sqft · built 1932 |
| Lot Size | 0.644 acres (28,092 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,988 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-0110-00170 |
| Primary APN | 375-0110-00170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Gross Area |
| 1st Floor Area | 1,236 sqft |
| Upper Floors Area | 1 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 28,092 sqft (0.644 acres) |
| Garage Area | 1,872 sqft |
| Deck Area | 28 sqft |
| Storage Building | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1170025 |
|---|---|
| Street Address | 4345 TARNOWSKI RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0017 BLOCK:000 SERIAL # |
| Legal Subdivision | TARNOWSKI BEACH TOWN OF GNESEN |
| Legal Lot Number | 17 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10601 |
Source: St. Louis County records · APN 375-0110-00170
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4345 TARNOWSKI RD, DULUTH, MN 55803-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,988.00 (+7.78%) Homeowner's exemption | ||
| 2025 | $3,700.00 (+0.16%) Homeowner's exemption | $534,600 (+49.62%) Land $93,600 Building $441,000 | $534,600 (+49.62%) Land $93,600 Building $441,000 |
| 2024 | $3,694.00 | $357,300 (+4.84%) Land $108,000 Building $249,300 | $357,300 (+4.84%) Land $108,000 Building $249,300 |
| 2022 | $340,800 Land $103,000 Building $237,800 | $340,800 Land $103,000 Building $237,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Consolidated Telephone Company | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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