Nassau County property record for 43611 Ratliff Rd, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,325 sqft · built 1995 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (May 2019) |
| Tax Bill | $2,447 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1N-25-1806-0003-0000 |
| Primary APN | 16-1N-25-1806-0003-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,325 sqft Living Area |
| Gross Area | 2,762 sqft |
| 1st Floor Area | 2,044 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Florida Room |
| Porch Area | 317 sqft |
| Deck Area | Deck Area |
| Patio Area | 222 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 43611 RATLIFF RD |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-7253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | LOT 3 RATLIFF CROSSING PB 5/223 |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 16 |
| Legal Subdivision | RATLIFF CROSSING |
| Legal Lot Number | 3 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50505 |
Source: Nassau County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43611 RATLIFF RD, CALLAHAN, FL 32011-7253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2020 | Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP |
| May 10, 2019 | Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Deed Document Number | 201945014814 |
| Deed Book / Page | 2273 / 1410 |
| Prior Transfer Date | Feb 15, 2013 |
| Prior Transfer Doc | 0018401097 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 43611 RATLIFF RD, CALLAHAN, FL 32011-7253 |
| Document Number | 0023471717 |
| Instrument Date | Mar 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 43611 RATLIFF RD CALLAHAN FL 320117253, CALLAHAN, FL 32011-7253 |
| Document Number | 0023471717 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 002347/001717 |
| Instrument | 45008936 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 10, 2019 |
| Property Address | 43611 RATLIFF RD, CALLAHAN, FL 32011-7253 |
| Document Number | 0022731410 |
| Book / Page | 2273 / 1410 |
| Map Reference | MB 5 PG 223 |
| Instrument Date | May 9, 2019 |
| Instrument | 201945014814 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,743.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 714 WEBB DR, 714, BAY CITY, MI 48706-3531 |
| Name | Verified Name |
|---|---|
| Address | 43611 RATLIFF RD, CALLAHAN, FL 32011-7253 |
| Document Number | 0022731412 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2273-1412 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,447.00 (+1.54%) Homeowner's exemption | $199,765 (+2.9%) | $304,838 (+7.39%) Land $45,000 Building $259,838 |
| 2024 | $2,410.00 (+1.64%) Homeowner's exemption | $194,135 (+3%) | $283,863 (+3.55%) Land $35,000 Building $248,863 |
| 2023 | $2,371.00 (+10.9%) Homeowner's exemption | $188,481 (+3%) | $274,143 (+27.65%) Land $35,000 Building $239,143 |
| 2022 | $2,138.00 Homeowner's exemption | $182,991 | $214,764 Land $35,000 Building $179,764 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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