43601 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43601 Ratliff Rd, Callahan, FL 32011

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,420 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (May 2020)
Tax Bill	$520 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-1N-25-1806-0001-0000`

Property Details

APN / Parcel Number

Primary APN	`16-1N-25-1806-0001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Heated Area
Gross Area	1,456 sqft
1st Floor Area	1,216 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Carport Area	490 sqft
Porch	Enclosed Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	43601 RATLIFF RD
City	CALLAHAN
State	FL
Zip	32011-7253
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR
Legal Description	LOT 1 ESMT PT OR 1861/825 RATLIFF CROSSING PB 5/223
Legal Range	25E
Legal Township	01N
Legal Section	16
Legal Subdivision	RATLIFF CROSSING
Legal Lot Number	1
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1006
Census Tract	50505

Owner

43601 Ratliff Rd, a mobile home, is owned and occupied by an individual who bought it in May 2020.

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	43601 RATLIFF RD, CALLAHAN, FL 32011-7253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Prior Sale	May 26, 2009 · Amount on File
Deed Document Number	202045015551
Deed Book / Page	2363 / 618
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 26, 2020
Property Address	43601 RATLIFF RD, CALLAHAN, FL 32011-7253
Document Number	0023630618
Book / Page	2363 / 618
Map Reference	MB 5 PG 223
Instrument Date	May 21, 2020
Instrument	202045015551
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43601 RATLIFF RD, CALLAHAN, FL 32011-7253

Mortgage

Document Number	0002363620
Date	May 26, 2020
Instrument	2363/620

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 43601 Ratliff Rd was $520 with exemptions applied, up 3.6% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$520.00 (+3.59%) Homeowner's exemption Disabled Person's exemption	$79,285 (+2.9%)	$101,456 (+10.23%) Land $45,000 Building $56,456
2024	$502.00 (+8.42%) Homeowner's exemption Disabled Person's exemption	$77,051 (+6.53%)	$92,040 (+3.79%) Land $35,000 Building $57,040
2023	$463.00 (-3.34%) Homeowner's exemption Disabled Person's exemption	$72,325 (+3%)	$88,682 (+16.99%) Land $35,000 Building $53,682
2022	$479.00 Homeowner's exemption Disabled Person's exemption	$70,218	$75,803 Land $35,000 Building $40,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43601 Ratliff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43601 Ratliff Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20