Nassau County property record for 43607 Ratliff Rd, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,500 sqft · built 2004 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Jun 2022) |
| Tax Bill | $5,045 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1N-25-1806-0002-0000 |
| Primary APN | 16-1N-25-1806-0002-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Heated Area |
| Gross Area | 3,909 sqft |
| 1st Floor Area | 1,920 sqft |
| Upper Floors Area | 580 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 624 sqft |
| Porch | Open Porch |
| Porch Area | 468 sqft |
| Patio Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 43607 RATLIFF RD |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-7253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | LOT 2 RATLIFF CROSSING PB 5/223 |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 16 |
| Legal Subdivision | RATLIFF CROSSING |
| Legal Lot Number | 2 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50505 |
43607 Ratliff Rd is owned and occupied by an individual who bought it in June 2022.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 43607 RATLIFF RD, CALLAHAN, FL 32011-7253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit JM ASSOCIATES FCU |
| Jun 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on File |
| Deed Sale | Jun 1, 2022 · Amount on File |
| Prior Sale | Jun 19, 2003 · Amount on File |
| Deed Document Number | 202245019516 |
| Deed Book / Page | 2566 / 1708 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 43607 RATLIFF RD, CALLAHAN, FL 32011-7253 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 43607 RATLIFF RD, CALLAHAN, FL 32011-7253 |
| Document Number | 0028411729 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 2841/1729 |
| Instrument | 202645001668 |
| Name | JM ASSOCIATES FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 1, 2022 |
| Property Address | 43607 RATLIFF RD, CALLAHAN, FL 32011-7253 |
| Document Number | 0025661708 |
| Book / Page | 2566 / 1708 |
| Map Reference | MB 5 PG 223 |
| Instrument Date | May 25, 2022 |
| Instrument | 202245019516 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Title Company | NOT AVAILABLE, GIBERLTER TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11529 OAK MOSS TRL, 11529, JACKSONVILLE, FL 32258-1479 |
| Name | Verified Name |
|---|---|
| Address | 43607 RATLIFF RD, CALLAHAN, FL 32011-7253 |
| Document Number | 0025661710 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 2566/1710 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 43607 Ratliff Rd was $5,045 with a homeowner's exemption, up 1.3% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,045.00 (+1.28%) Homeowner's exemption | $369,028 (+2.9%) | $416,762 (+7.16%) Land $45,000 Building $371,762 |
| 2024 | $4,981.00 (+1.24%) Homeowner's exemption | $358,628 (+3%) | $388,906 (+4.27%) Land $35,000 Building $353,906 |
| 2023 | $4,920.00 (+156.25%) Homeowner's exemption | $348,183 (+106.62%) | $372,987 (+11.2%) Land $35,000 Building $337,987 |
| 2022 | $1,920.00 Homeowner's exemption | $168,514 | $335,406 Land $35,000 Building $300,406 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 43607 Ratliff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43607 Ratliff Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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