43596 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43596 Ratliff Rd, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,092 sqft · built 2000
Lot Size6.59 acres (287,496 sqft)
Owner2 Individual Names on Record
Last Sale$42,900 (Jul 1998)
Tax Bill$2,350 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16-1N-25-0000-0006-0000

Property Details

APN / Parcel Number

Primary APN16-1N-25-0000-0006-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,092 sqft Heated Area
Gross Area4,014 sqft
1st Floor Area2,664 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area287,496 sqft (6.59 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchOpen Porch
Porch Area751 sqft
Deck Area252 sqft
Patio Area224 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address43596 RATLIFF RD
CityCALLAHAN
StateFL
Zip32011-7254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionIN OR 842/11 ESMT IN OR 902/910 ESMT PT OR 1861/825
Legal Range25E
Legal Township01N
Legal Section16
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group1
Census Block1005
Census Tract50505

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address43596 RATLIFF RD, CALLAHAN, FL 32011-7254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 1998 · Amount on Record
Deed SaleJul 22, 1998 · Amount on Record
Deed Document Number0000084211
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address43596 RATLIFF RD, CALLAHAN, FL 32011-7254
Document Number0023611710
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJul 22, 2020
Title CompanyMAJESTY TITLE SERVICES, MAJESTY TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address43596 RATLIFF RD CALLAHAN FL 320117254, CALLAHAN, FL 32011-7254

Mortgage

Document Number0023611710
DateMay 18, 2020
Book Page002361/001710
Instrument45014761
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,350.00 (+1.56%) Homeowner's exemption$193,435 (+2.9%)$432,470 (+9.12%) Land $128,700 Building $303,770
2024$2,314.00 (+1.4%) Homeowner's exemption$187,983 (+2.45%)$396,322 (+2.58%) Land $105,600 Building $290,722
2023$2,282.00 (+11.32%) Homeowner's exemption$183,483 (+3.58%)$386,346 (+28.23%) Land $105,600 Building $280,746
2022$2,050.00 Homeowner's exemption$177,141$301,282 Land $118,800 Building $182,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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