436 Sandy Cv, Saint Johns, FL 32259 Property Records

St. Johns County property record for 436 Sandy Cv, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,339 sqft · built 2022
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2021)
Tax Bill	$8,696 (2025)
Deeds & Mortgages	Oct 2022 Transfer Feb 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000711-0440`

Property Details

APN / Parcel Number

Primary APN	`000711-0440`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,339 sqft Living Area
Gross Area	4,089 sqft
1st Floor Area	3,339 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	750 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	436 SANDY CV
City	SAINT JOHNS
State	FL
Zip	32259-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90/1-17 RIVERTOWN ESTATE LOTS PHASE 2 LOT 44
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	RIVERTOWN ESTATE LOTS PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	44
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1013
Census Tract	20807

Owner

436 Sandy Cv is owned and occupied by an individual who acquired it in October 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	436 SANDY CV, SAINT JOHNS, FL 32259-9126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 4, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 5, 2021	Special Warranty Deed, Construction Loan · Construction Mortgage REGIONS BANK
Dec 18, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage MATTAMY HM FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Feb 4, 2021 · Amount on File
Deed Document Number	202113472
Deed Book / Page	5172 / 865
Last Transfer Date	Oct 6, 2022
Transfer Doc	0056441616
Record Updated	Jun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 6, 2022
Property Address	436 SANDY CV, SAINT JOHNS, FL 32259-9126
Document Number	0056441616
Book / Page	5644 / 1616
Map Reference	MB 90 PG 1-17
Instrument Date	Oct 6, 2022
Instrument	2022093900
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	436 SANDY CV, SAINT JOHNS, FL 32259-9126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 SANDY CV, ST JOHNS, FL 32259-9126
Mail Care Of	RICHARD RILEY SR

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 4, 2021
Property Address	436 SANDY CV, SAINT JOHNS, FL 32259-9126
Document Number	0051720090
Book / Page	5172 / 90
Map Reference	MB 90 PG 1-17
Instrument Date	Feb 4, 2021
Instrument	2021013312
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$931.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY STE 195, 195, JACKSONVILLE, FL 32256-6946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12443 SAN JOSE BLVD STE 703, 703, JACKSONVILLE, FL 32223-8653
Investor	Possibly a Property Investor

February 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 5, 2021
Property Address	436 SANDY CV, SAINT JOHNS, FL 32259-9126
Document Number	0051720865
Book / Page	5172 / 865
Map Reference	MB 90 PG 1-17
Instrument Date	Feb 4, 2021
Instrument	2021013472
Transaction Type	Construction Loan
Record Updated	Dec 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12443 SAN JOSE BLVD STE 703, 703, JACKSONVILLE, FL 32223-8653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 WINSTON CT, SAINT JOHNS, FL 32259-9117

Mortgage

Document Number	0005172867
Date	Feb 5, 2021
Instrument	5172/867

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 18, 2020
Property Address	436 SANDY CV, SAINT JOHNS, FL 32259-9126
Document Number	0051290701
Book / Page	005129 / 000701
Instrument Date	Dec 16, 2020
Instrument	116038
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 6, 2021
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,462.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	462 CHANDLER DR ST JOHNS FL 322599327, ST JOHNS, FL 32259-9327

Mortgage

Document Number	51290702
Date	Dec 18, 2020
Book Page	005129/000702
Instrument	116039

Lender

Name	MATTAMY HM FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 436 Sandy Cv was $8,696, up 11.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$682,591	$779,052 Land $235,000 Building $544,052
2025	$8,696.00 (+11.54%)
2024	$7,796.00 (+1.9%)
2023	$7,651.00 (+264.51%)
2022	$2,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 436 Sandy Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 Sandy Cv is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sandy Cv

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