St. Johns County property record for 294 Sandy Cv, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,501 sqft · built 2019 |
| Lot Size | 1.48 acres (64,468 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,480,000 (May 2026) |
| Tax Bill | $10,600 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000711-0510 |
| Primary APN | 000711-0510 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,501 sqft Living Area |
| Gross Area | 5,212 sqft |
| 1st Floor Area | 3,501 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 64,468 sqft (1.48 acres) |
| Garage Type | Attached |
| Garage Area | 1,711 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 294 SANDY CV |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 90/1-17 RIVERTOWN ESTATE LOTS PHASE 2 LOT 51 OR4768/1918 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | RIVERTOWN ESTATE LOTS PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20807 |
Source: St. Johns County records · APN 000711-0510
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 DEER MEADOWS DR, SAINT AUGUSTINE, FL 32092-2931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jul 31, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Jul 31, 2019 · Amount on Record |
| Deed Document Number | 202645318 |
| Deed Book / Page | 6371 / 921 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 28, 2026 |
| Property Address | 294 SANDY CV, SAINT JOHNS, FL 32259-9125 |
| Document Number | 0000045318 |
| Book / Page | 6371 / 921 |
| Instrument Date | May 26, 2026 |
| Instrument | 202645318 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | COWFORD TITLE LLC, COWFORD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,046,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 DEER MEADOWS DR, SAINT AUGUSTINE, FL 32092-2931 |
| Document Number | 0000045319, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202645319 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 294 SANDY CV, SAINT JOHNS, FL 32259-9125 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 294 SANDY CV, SAINT JOHNS, FL 32259-9125 |
| Document Number | 0053720476 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 5372/476 |
| Instrument | 2021102589 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 31, 2019 |
| Property Address | 294 SANDY CV, SAINT JOHNS, FL 32259-9125 |
| Document Number | 0047681918 |
| Book / Page | 4768 / 1918 |
| Map Reference | MB 90 PG 1-17 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 2019055512 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,748.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12276 SAN JOSE BLVD STE 120, 12276, JACKSONVILLE, FL 32223-8630 |
| Name | Verified Name |
|---|---|
| Address | 294 SANDY CV, SAINT JOHNS, FL 32259-9125 |
| Document Number | 0047681919 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 4768/1919 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $822,657 (+2.7%) | $901,899 (+7%) Land $255,000 Building $646,899 | |
| 2025 | $10,600.00 (+11.33%) Homeowner's exemption | $801,029 (+2.9%) | $842,918 (-3.94%) Land $235,000 Building $607,918 |
| 2024 | $9,521.00 (+1.85%) Homeowner's exemption | $778,454 (+3%) | $877,516 (+6.3%) Land $205,000 Building $672,516 |
| 2023 | $9,348.00 (+2.47%) Homeowner's exemption | $755,781 (+3%) | $825,483 (-18.38%) Land $209,000 Building $616,483 |
| 2022 | $9,123.00 Homeowner's exemption | $733,768 | $1,011,410 Land $201,600 Building $809,810 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 1,200 / 35 |
Based on FCC filings for 15 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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