St. Johns County property record for 398 Sandy Cv, Saint Johns, FL 32259 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,000 sqft · built 2022 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $153,000 (Jul 2021) |
| Tax Bill | $4,916 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Construction Loan Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 000711-0460 |
| Primary APN | 000711-0460 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,000 sqft Living Area |
| Gross Area | 3,860 sqft |
| 1st Floor Area | 3,000 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 860 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 398 SANDY CV |
|---|---|
| City | ST JOHNS |
| State | FL |
| Zip | 32259-9126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 90/1-17 RIVERTOWN ESTATE LOTS PHASE 2 LOT 46 OR5323/1534 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | RIVERTOWN ESTATE LOTS PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20807 |
Source: St. Johns County records · APN 000711-0460
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 SANDY CV, SAINT JOHNS, FL 32259-9126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Special Warranty Deed, Construction Loan · Construction Mortgage REGIONS BANK |
| Jul 09, 2021 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on Record |
| Deed Sale | Jul 21, 2021 · Amount on Record |
| Prior Sale | Jul 09, 2021 · Amount on Record |
| Deed Document Number | 202181007 |
| Deed Book / Page | 5323 / 1534 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 21, 2021 |
| Property Address | 398 SANDY CV, SAINT JOHNS, FL 32259-9126 |
| Document Number | 0053231534 |
| Book / Page | 5323 / 1534 |
| Map Reference | MB 90 PG 1-17 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021081007 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,071.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12443 SAN JOSE BLVD STE 703, 703, JACKSONVILLE, FL 32223-8653 |
| Name | Verified Name |
|---|---|
| Address | 2016 GAIL AVE, JACKSONVILLE BEACH, FL 32250-6107 |
| Document Number | 0053231536 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 5323/1536 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 09, 2021 |
| Property Address | 398 SANDY CV, SAINT JOHNS, FL 32259-9126 |
| Document Number | 0053131748 |
| Book / Page | 5313 / 1748 |
| Map Reference | MB 90 PG 1-17 |
| Instrument Date | Jul 09, 2021 |
| Instrument | 2021076306 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $861.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7800 BELFORT PKWY STE 195, 195, JACKSONVILLE, FL 32256-6946 |
| Name | Verified Name |
|---|---|
| Address | 12443 SAN JOSE BLVD STE 703, 703, JACKSONVILLE, FL 32223-8653 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,199 (+2.7%) | $749,670 (+12.66%) Land $235,000 Building $514,670 | |
| 2025 | $4,916.00 (+12.31%) Homeowner's exemption | $378,967 (+2.9%) | $665,411 (+5.6%) Land $195,000 Building $470,411 |
| 2024 | $4,377.00 (+1.96%) Homeowner's exemption | $368,287 (+3%) | $630,148 (+6.59%) Land $115,000 Building $515,148 |
| 2023 | $4,293.00 (+130.43%) Homeowner's exemption | $357,560 (+145.58%) | $591,204 (+306.05%) Land $119,000 Building $472,204 |
| 2022 | $1,863.00 | $145,600 | $145,600 Land $145,600 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 189 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 775 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Fiber | 1,200 / 35 |
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5G and 4G LTE (outdoors only)
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