Osceola County property record for 436 Jersey Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 2004 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $139,000 (Jul 2004) |
| Tax Bill | $949 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 79701 |
| Primary APN | 79701 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,300 sqft Heated Area |
| Gross Area | 1,750 sqft |
| 1st Floor Area | 1,300 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 150 ft deep x 62 ft wide |
| Garage Type | Finished |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 170 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 79701 |
|---|---|
| Street Address | 436 JERSEY AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE FRONT ADDN PB B PG 61 & 62 BLK 382 S 37.5 FT LOT 4 & N 25 FT LOT 5 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 382 |
| Legal Lot Number | 2,4-5 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43400 |
Source: Osceola County records · APN 79701
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 436 JERSEY AVE, SAINT CLOUD, FL 34769-2737 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2004 · Amount on Record |
| Deed Sale | Jul 13, 2004 · Amount on Record |
| Deed Document Number | 2004144919 |
| Deed Book / Page | 2556 / 1162 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 436 JERSEY AVE, SAINT CLOUD, FL 34769-2737 |
| Document Number | 0056342347 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 436 JERSEY AVE ST CLOUD FL 347692737, ST CLOUD, FL 34769-2737 |
| Document Number | 0056342347 |
|---|---|
| Date | Dec 05, 2019 |
| Book Page | 005634/002347 |
| Instrument | 157391 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 04, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $949.00 (+8.96%) Homeowner's exemption | $95,931 (+5.99%) | $286,800 (+12.21%) Land $55,000 Building $231,800 |
| 2023 | $871.00 (+5.7%) Homeowner's exemption | $90,513 (+3%) | $255,600 (+16.13%) Land $50,000 Building $205,600 |
| 2022 | $824.00 Homeowner's exemption | $87,877 | $220,100 Land $45,000 Building $175,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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