Osceola County property record for 424 Jersey Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,728 sqft Heated Area |
| Lot Size | 14,810 sqft (0.339 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2015) |
| Tax Bill | $2,048.00 (2025) |
| Primary APN | 79699 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,728 sqft Heated Area |
| Gross Area | 2,472 sqft Gross Area |
| 1st Floor | 1,728 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,810 sqft (0.339 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 480 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 140 sqft Shed |
| Deck Area | 424 sqft Deck |
| Porch | Open Porch |
| Porch Area | 264 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 79699 |
|---|---|
| Street Address | 424 JERSEY AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2737 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKEFRONT ADDN PB B PG 61/62 BLK 382 LOT 3 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 382 |
| Legal Lot Number | 2-3 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 43400 |
Source: Osceola County records · APN 79699
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 JERSEY AVE, SAINT CLOUD, FL 34769-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 27, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| Dec 12, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2015 · Amount on Record |
| Deed Sale | Jun 05, 2015 · Amount on Record |
| Prior Sale | Jun 01, 2012 · Amount on Record |
| Deed Doc Number | 0047891619 |
| Deed Book / Page | 4789 / 1619 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 424 JERSEY AVE, SAINT CLOUD, FL 34769-2737 |
| Document Number | 0058431703 |
| Instrument Date | Nov 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 424 JERSEY AVE ST CLOUD FL 347692737, ST CLOUD, FL 34769-2737 |
| Document Number | 0058431703 |
|---|---|
| Date | Dec 02, 2020 |
| Book Page | 005843/001703 |
| Instrument | 163894 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 424 JERSEY AVE, SAINT CLOUD, FL 34769-2737 |
| Document Number | 0056422533 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 424 JERSEY AVE ST CLOUD FL 347692737, ST CLOUD, FL 34769-2737 |
| Document Number | 0056422533 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 005642/002533 |
| Instrument | 163999 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,048.00 (+7%) Homeowner's exemption | $157,329 (+5.99%) | $323,200 (+13.48%) Land $63,200 Building $260,000 |
| 2023 | $1,914.00 (+4.13%) Homeowner's exemption | $148,443 (+3%) | $284,800 (+15.77%) Land $57,500 Building $227,300 |
| 2022 | $1,838.00 Homeowner's exemption | $144,120 | $246,000 Land $51,800 Building $194,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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