Osceola County property record for 430 Jersey Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,403 sqft Living Area |
| Lot Size | 9,365 sqft (0.215 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2020) |
| Tax Bill | $3,095.00 (2024) |
| Primary APN | 01-26-30-0001-0382-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,403 sqft Living Area |
| Gross Area | 1,845 sqft Gross Area |
| 1st Floor | 1,403 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,365 sqft (0.215 acres) |
| Depth X Width | 150 ft x 63 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 48 sqft Shed |
| Porch Area | 327 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 430 JERSEY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2737 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE FRONT ADDN PB B PG 61-62 BLK 382 N 62.5 FT LOT 4 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 382 |
| Legal Lot Number | 4 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0382-0040
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 JERSEY AVE, SAINT CLOUD, FL 34769-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2020 · Amount on Record |
| Deed Sale | Mar 09, 2020 · Amount on Record |
| Prior Sale | Sep 20, 2016 · Amount on Record |
| Deed Doc Number | 202034280 |
| Deed Book / Page | 5688 / 2499 |
| Prior Transfer Date | Sep 13, 2016 |
| Prior Transfer Doc | 0050272075 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 09, 2020 |
| Property Address | 430 JERSEY AVE, SAINT CLOUD, FL 34769-2737 |
| Document Number | 0056882499 |
| Book / Page | 005688 / 002499 |
| Instrument Date | Mar 06, 2020 |
| Instrument | 34280 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 430 JERSEY AVE ST CLOUD FL 347692737, ST CLOUD, FL 34769-2737 |
| Document Number | 56882501 |
|---|---|
| Date | Mar 09, 2020 |
| Book Page | 005688/002501 |
| Instrument | 34281 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 08, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,205.00 (+3.55%) Homeowner's exemption | $221,958 (+5.99%) | $319,500 (+12.26%) Land $55,000 Building $264,500 |
| 2024 | $3,095.00 (+2.76%) | ||
| 2023 | $3,012.00 (+3.72%) Homeowner's exemption | $209,421 (+3%) | $284,600 (+16.26%) Land $50,000 Building $234,600 |
| 2022 | $2,904.00 Homeowner's exemption | $203,322 | $244,800 Land $45,000 Building $199,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures