1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Jersey Ave

431 Jersey Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 431 Jersey Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1993
Square Footage1,519 sqft Living Area
Lot Size14,984 sqft (0.344 acres)
OccupancyOwner Occupied
Last Sale$179,000 (2018)
Tax Bill$3,369.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0381-0070
Alternative APNs
  • 263001000103810070
  • 79693

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,519 sqft Living Area
Gross Area2,232 sqft Gross Area
1st Floor1,519 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1993
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,984 sqft (0.344 acres)
Depth X Width150 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Shed1 Shed
Shed Area110 sqft Shed
Porch Area185 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address431 JERSEY AVE
CitySAINT CLOUD
StateFL
Zip34769-2736
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61/62 BLK 381 LOT 7 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block381
Legal Lot Number7
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2013
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0381-0070

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address431 JERSEY AVE, SAINT CLOUD, FL 34769-2736
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
RELIANCE FIRST CAPITAL LLC
Oct 19, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
RELIANCE FIRST CAPITAL LLC
Mar 02, 2018Warranty Deed, Transfer
STEWART TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2018 · Amount on Record
Deed SaleMar 02, 2018 · Amount on Record
Prior SaleJul 15, 2016
Deed Doc Number201835847
Deed Book / Page5295 / 148
Last Transfer DateOct 13, 2022
Transfer Doc0063012684
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address431 JERSEY AVE, SAINT CLOUD, FL 34769-2736
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 JERSEY AVE, SAINT CLOUD, FL 34769-2736

Mortgage

Document Number0065430992
DateFeb 01, 2024
Book Page6543/992
Instrument2024013641
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term348 Months
DueFeb 01, 2053

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateOct 19, 2022
Property Address431 JERSEY AVE, SAINT CLOUD, FL 34769-2736
Document Number0063012684
Book / Page6301 / 2684
Map ReferenceMB B PG 61-64
Instrument DateOct 13, 2022
Instrument2022154515
Transaction TypeTransfer
Record UpdatedNov 01, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address431 JERSEY AVE, 431, SAINT CLOUD, FL 34769-2736

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 JERSEY AVE, SAINT CLOUD, FL 34769-2736

Mortgage

Document Number0063012686
DateOct 19, 2022
Instrument6301/2686
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 02, 2018
Property Address431 JERSEY AVE, SAINT CLOUD, FL 34769-2736
Document Number0052950148
Book / Page5295 / 0148
Map ReferenceMB B PG61-64
Instrument DateMar 01, 2018
Instrument2018035847
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
Tax$1,253.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6731 OLD MELBOURNE HWY, 6731, SAINT CLOUD, FL 34771-7962

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 JERSEY AVE, SAINT CLOUD, FL 34769-2736

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,488.00 (+3.53%) Homeowner's exemption$237,788 (+5.99%)$307,200 (+11.91%) Land $63,200 Building $244,000
2024$3,369.00 (+2.68%)
2023$3,281.00 (+19.92%) Homeowner's exemption$224,357 (+10.62%)$274,500 (+16.12%) Land $57,500 Building $217,000
2022$2,736.00 Homeowner's exemption$202,819$236,400 Land $51,800 Building $184,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Jersey Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures