4359 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4359 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,241 sqft · built 2016
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$990,000 (Mar 2023)
Tax Bill	$6,513 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`585280 763B34`

Property Details

APN / Parcel Number

Primary APN	`585280 763B34`
Alternative APN	`69020004409`

Interior

Stories	2 Stories
Building Area	2,241 sqft Living Area
1st Floor Area	2,241 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)
Pool Area	288 sqft
Deck Area	712 sqft

Location & Zoning

Street Address	4359 RAFFIA PALM CIR
City	NAPLES
State	FL
Zip	34119-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE PHASE 3 LOT 76
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 3
Legal Phase	3
Legal Tract	585280
Legal Block	2
Legal Lot Number	76
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2009
Census Tract	10436

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4359 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	May 23, 2016 · Amount on Record
Deed Document Number	20236377256
Deed Book / Page	6226 / 2390
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 20, 2023
Property Address	4359 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Document Number	0062262390
Book / Page	6226 / 2390
Map Reference	MB 57 PG 29
Instrument Date	Mar 16, 2023
Instrument	6377256
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1455 GRANITE HILL RD, GRANTS PASS, OR 97526-8822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4359 RAFFIA PALM CIR, NAPLES, FL 34119-9679

Mortgage

Document Number	0062262392
Date	Mar 20, 2023
Instrument	6226/2392

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.86%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4359 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057603973
Date	May 8, 2020
Book Page	5760/3973
Instrument	5864743

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4359 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059043422
Date	Mar 9, 2021
Book Page	5904/3422
Instrument	6014647

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,562 (+2.7%)	$686,962 (+4.61%) Land $188,346 Building $498,616
2025	$6,513.00 (+134.96%) Homeowner's exemption	$635,406 (+119.66%)	$656,670 (-10.73%) Land $167,270 Building $489,400
2023	$2,772.00 (-3.31%) Homeowner's exemption Widower's exemption	$289,268 (+3%)	$735,578 (+11.25%) Land $236,966 Building $498,612
2022	$2,867.00 Homeowner's exemption Widower's exemption	$280,843	$661,198 Land $131,726 Building $529,472

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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