4347 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4347 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,479 sqft · built 2017
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$438,495 (Dec 2017)
Tax Bill	$6,055 (2025)
Deeds & Mortgages	Sep 2020 Loan Modification Dec 2017 Sale & Line of Credit
Flood Zone	Zone AH (high risk)
APN	`585280 783B34`

Property Details

APN / Parcel Number

Primary APN	`585280 783B34`
Alternative APN	`69020004441`

Interior

Stories	2 Stories
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	14,375 sqft (0.33 acres)
Pool Area	406 sqft
Deck Area	638 sqft

Location & Zoning

Street Address	4347 RAFFIA PALM CIR
City	NAPLES
State	FL
Zip	34119-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE PHASE 3 LOT 78
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 3
Legal Phase	3
Legal Tract	585280
Legal Block	2
Legal Lot Number	78
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2009
Census Tract	10436

Owner

4347 Raffia Palm Cir is owned and occupied by two individuals who bought it in December 2017.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4347 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Loan Modification, Mortgage · Conventional Mortgage RL HOLDINGS/NAPLES LLC
Dec 5, 2017	Grant Deed, Transfer · Line of Credit RL HOLDINGS OF NAPLES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2017 · Amount on File
Deed Sale	Dec 5, 2017 · Amount on File
Deed Document Number	20175479373
Deed Book / Page	5455 / 1207
Record Updated	Oct 29, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	4347 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Document Number	0058281824
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4347 RAFFIA PALM CIR NAPLES FL 341199679, NAPLES, FL 34119-9679

Mortgage

Document Number	0058281824
Date	Oct 12, 2020
Book Page	005828/001824
Instrument	5936424

Lender

Name	RL HOLDINGS/NAPLES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2050

Interest

Rate Type	Fixed Rate
Rate	1%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 5, 2017
Property Address	4347 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Document Number	0054551207
Book / Page	005455 / 001207
Instrument Date	Nov 22, 2017
Instrument	5479373
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,069.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4347 RAFFIA PALM CIR NAPLES FL 341199679, NAPLES, FL 34119-9679

Mortgage

Document Number	54551211
Date	Dec 5, 2017
Book Page	005455/001211
Instrument	5479374

Lender

Name	RL HOLDINGS OF NAPLES LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.6%

Tax Assessment & Valuation

The 2025 property tax bill for 4347 Raffia Palm Cir was $6,055 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,764 (+2.7%)	$843,870 (-9.73%) Land $270,476 Building $573,394
2025	$6,055.00 Homeowner's exemption	$591,786	$934,811 Land $344,995 Building $589,816
2023	$5,598.00 (-2.42%) Homeowner's exemption	$558,357 (+3%)	$1,086,715 (+19.81%) Land $488,743 Building $597,972
2022	$5,737.00 Homeowner's exemption	$542,094	$907,037 Land $271,683 Building $635,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4347 Raffia Palm Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4347 Raffia Palm Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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