4343 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4343 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,273 sqft · built 2017
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$476,000 (Dec 2018)
Tax Bill	$4,510 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`585285 3143B34`

Property Details

APN / Parcel Number

Primary APN	`585285 3143B34`
Alternative APN	`69020008887`

Interior

Stories	2 Stories
Building Area	1,273 sqft Living Area
1st Floor Area	1,273 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	13,504 sqft (0.31 acres)
Pool Area	322 sqft
Deck Area	666 sqft

Location & Zoning

Street Address	4343 RAFFIA PALM CIR
City	NAPLES
State	FL
Zip	34119-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE PHASE 4 LOT 314
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 4
Legal Phase	4
Legal Block	2
Legal Lot Number	314
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2013
Census Tract	10436

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4343 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK NA
Dec 21, 2018	Warranty Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK NA
Dec 21, 2017	Special Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	20185652235
Deed Book / Page	5583 / 3485
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4343 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057323291
Date	Feb 28, 2020
Book Page	5732/3291
Instrument	5835399

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 21, 2018
Property Address	4343 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Document Number	0055833485
Book / Page	5583 / 3485
Map Reference	MB 61 PG 1
Instrument Date	Dec 14, 2018
Instrument	5652235
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,332.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 RAFFIA PALM CIR, 4343, NAPLES, FL 34119-9679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 RAFFIA PALM CIR, NAPLES, FL 34119-9679

Mortgage

Document Number	0005652236
Date	Dec 21, 2018
Instrument	5652236

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 21, 2017
Property Address	4343 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Document Number	0054603960
Book / Page	5460 / 3960
Map Reference	MB61 PG1
Instrument Date	Nov 30, 2017
Instrument	5487156
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,138.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN P CPRATT SIX MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 RAFFIA PALM CIR, NAPLES, FL 34119-9679

Mortgage

Document Number	0005487157
Date	Dec 21, 2017
Instrument	5487157

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,743 (+2.7%)	$645,180 (-15.93%) Land $198,215 Building $446,965
2025	$4,510.00 (+8.23%) Homeowner's exemption	$444,735 (+5.99%)	$767,454 (-15.32%) Land $313,632 Building $453,822
2023	$4,167.00 (-2.18%) Homeowner's exemption	$419,613 (+3%)	$906,275 (+22.88%) Land $444,312 Building $461,963
2022	$4,260.00 Homeowner's exemption	$407,391	$737,505 Land $246,985 Building $490,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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