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4356 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4356 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property TypeSingle Family Home
Details2,880 sqft · built 2017
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Sep 2017)
Tax Bill$8,220 (2025)
Deeds & MortgagesSep 2017 Sale
May 2017 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN585280 1343B34

Property Details

APN / Parcel Number

Primary APN585280 1343B34
Alternative APN
  • 69020005563

Interior

Stories1 Story
Building Area2,880 sqft Living Area
1st Floor Area2,880 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeMasonry / Concrete Block
Lot Area13,939 sqft (0.32 acres)
Deck Area600 sqft

Location & Zoning

Street Address4356 RAFFIA PALM CIR
CityNAPLES
StateFL
Zip34119-9683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAFFIA PRESERVE PHASE 3 LOT 134
Legal Range26
Legal Township48
Legal Section34
Legal SubdivisionRAFFIA PRESERVE PHASE 3
Legal Phase3
Legal Tract585280
Legal Block2
Legal Lot Number134
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2000
Census Tract10436

Owner

4356 Raffia Palm Cir is owned by two individuals who bought it in September 2017.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address169 COOKS MILL CRES, MAPLE, ON L6A 0
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2017Warranty Deed, Transfer
COTTRELL TITLE GROUP LLC
May 25, 2017Special Warranty Deed, Transfer · Conventional Mortgage
SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2017 · Amount on File
Deed SaleSep 22, 2017 · Amount on File
Prior SaleMay 25, 2017 · Amount on File
Deed Document Number20175451121
Deed Book / Page5434 / 481
Record UpdatedOct 29, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateSep 22, 2017
Property Address4356 RAFFIA PALM CIR, NAPLES, FL 34119-9683
Document Number0054340481
Book / Page005434 / 000481
Instrument DateSep 7, 2017
Instrument5451121
Transaction TypeTransfer
Record UpdatedOct 12, 2017
Title CompanyCOTTRELL TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$3,640.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address179 MAURIER BLVD

May 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLLIER FL
Recording DateMay 25, 2017
Property Address4356 RAFFIA PALM CIR, NAPLES, FL 34119-9683
Document Number0053981303
Book / Page5398 / 1303
Map ReferenceMB57 PG29
Instrument DateMay 18, 2017
Instrument5409915
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyFLORIDA TITLE & GUARANTEE AG

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,490.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24301 WALDEN CENTER DR, 24301, BONITA SPRINGS, FL 34134-4965

Transferred To (Grantee/Buyer)

NameVerified Name
Address4356 RAFFLA PALM CIR, NAPLES, FL 34119-9683

Mortgage

Document Number0005409916
DateMay 25, 2017
Instrument5409916
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4356 Raffia Palm Cir was $8,220.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$763,644 (+1%)$766,966 (-9.86%) Land $278,673 Building $488,293
2025$8,220.00$694,222$850,900 Land $334,541 Building $516,359
2023$8,534.00 (+12.54%)$573,737 (+1%)$1,125,750 (+26.76%) Land $599,386 Building $526,364
2022$7,583.00$521,579$888,086 Land $329,314 Building $558,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4356 Raffia Palm Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 78 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4356 Raffia Palm Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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